Cincinnati Auto Credit Inc.
Cincinnati Auto Credit Inc. is a buy here pay here dealership in Fairfield, Ohio, offering in-house financing and used vehicle sales.
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Google rating
4.3 / 5
Reviews
205
Hours today
9:30 AM – 6:00 PM
Best for
Buyers seeking low down payments and accessible in-house financing options.
About Cincinnati Auto Credit Inc.
Cincinnati Auto Credit Inc. is a buy here pay here dealer at 5489 Dixie Hwy in Fairfield, Ohio. The dealership provides used vehicle sales and in-house financing options for customers seeking alternatives to traditional bank loans. Their inventory serves buyers who prioritize low down payment requirements and manageable monthly payment schedules.
The dealership operates six days a week, opening Monday through Friday from 9:30 AM to 6:00 PM and Saturday from 10:00 AM to 4:00 PM. Cincinnati Auto Credit Inc. maintains a physical location in Fairfield to assist local residents with vehicle selection and financing approvals. The business also functions as a car repair and service center to support the maintenance needs of their customers.
What financing does Cincinnati Auto Credit Inc. offer?
- In-house financing
- Bad or no credit welcome
- Warranty offered
What does Cincinnati Auto Credit Inc. offer?
- In-house financing
- Used car sales
- Car repair services
- Vehicle maintenance
Why customers choose Cincinnati Auto Credit Inc.
Helpful sales staff
Accessible down payments
Communication inconsistencies
- Located at 5489 Dixie Hwy, Fairfield, Ohio
- Offers in-house financing for vehicle purchases
- Open Monday through Saturday
- Provides low down payment options
When is Cincinnati Auto Credit Inc. open?
| Monday | 9:30 AM – 6:00 PM |
| Tuesday | 9:30 AM – 6:00 PM |
| Wednesday | 9:30 AM – 6:00 PM |
| Thursday | 9:30 AM – 6:00 PM |
| Friday | 9:30 AM – 6:00 PM |
| Saturday | 10:00 AM – 4:00 PM |
| Sunday | Closed |
Where is Cincinnati Auto Credit Inc. located?
5489 Dixie Hwy, Fairfield, OH 45014What do customers say about Cincinnati Auto Credit Inc.?
Came in looking for suv and left with suv. Josh got me approved in less than hour and half. He was so helpful and understanding. He sold me a beautiful car and I love it. I would recommend going here to get car if you need one with low down payment and low monthly payment
I worked with Josh yesterday and we weren't able to come to an agreement on a car but he is an excellent salesman and honest about everything. He followed up first thing in the morning to see if there was anything that we could do and that shows initiative that you don't see everywhere these days.
Went to Fairfield Cincy Auto Credit not feeling very confident after months of desperation trying to find a car with a considerable down payment due to my credit issues, and after my experience yesterday, I’m not sure why I put this place off for so long. Josh was able to hook me up with a 2015 Chevy Trax that I am in loveeeee with! Of course all used cars have something about them, but I cant really complain much about the vehicle I left with. Minor cosmetic damage ( cheap & easy to fix), no mechanical issues. Considering my situation, I am blessed to have received the help and vehicle that I did. Cincy Auto Credit really gives you a chance no matter your situation, and will help you build your credit so you can find something better down the line. I fully recommend going to see Josh and the rest of the Cincy Auto Credit team if you've been let down elsewhere!
I had been desperately trying to find a car for a while, and honestly, I was starting to feel hopeless. Every dealership I went to before Cincy Auto Credit wanted thousands of dollars down just to even consider putting me in a vehicle. With my situation, that just wasn’t realistic, and I was getting turned away over and over again. That’s when I met Josh Malarski at Cincy Auto Credit, and everything changed. From the very beginning, he was kind, patient, and understanding of what I was going through. He didn’t treat me like just another sale—he listened and worked with me. Josh was able to get me into a reliable car with only $300 down and a very reasonable monthly payment. I couldn’t believe it after all the roadblocks I had hit elsewhere. On top of that, the whole process only took about an hour. Compared to the stressful and exhausting experiences I had at other dealerships, this was such a relief. Josh made everything simple and straightforward, and I never once felt pressured or overwhelmed. Before finding Cincy Auto Credit, I was spending thousands of dollars a month renting cars just to get by. Now, thanks to Josh, I finally have my own vehicle and the peace of mind that comes with it. I can’t even explain how much of a difference this has made in my life. If you’re in need of a car and feel like no one else will help you, go see Josh at Cincy Auto Credit. He will truly do everything in his power to get you driving again. I am beyond thankful for Josh and the whole team here. They turned what felt like an impossible situation into a huge blessing. I hope that he gets the recognition that he deserves. 💯‼️
If this place is going to sell a car first of all know what or what not is on your lot when someone calls in to check prices! Second of all you don't hang up on a person who calls in who's politely asking how much a vehicle is and thirdly! Turn around and text you and want to have a full conversation about what you called in for in the first place! I wouldn't recommend this place for nothing and your only getting one star because I had to give it to you to leave this post 👍🏾 for the record I just told you the truth 😭😭 to many good car dealerships on RT 4 to upset found what I needed at Camargo it's sad that you can respond to a review and can't give me a simple price ! Oh well I'm over it 😂😂👿
Questions about Cincinnati Auto Credit Inc.
Does Cincinnati Auto Credit Inc. provide in-house financing?
Cincinnati Auto Credit Inc. provides in-house financing to help customers purchase used vehicles. This service is designed for buyers looking for accessible payment plans and low down payment requirements.
What are the business hours for Cincinnati Auto Credit Inc.?
Cincinnati Auto Credit Inc. is open Monday through Friday from 9:30 AM to 6:00 PM and Saturday from 10:00 AM to 4:00 PM. The dealership is closed on Sundays.
Where is Cincinnati Auto Credit Inc. located?
Cincinnati Auto Credit Inc. is located at 5489 Dixie Hwy, Fairfield, OH 45014. The dealership serves the Fairfield area and surrounding communities.



