Buy Here Pay Here Billings MT - 12+ Local BHPH Dealers

Billings, MT features more than 12 buy here pay here (BHPH) car dealers offering a wide selection of used cars and trucks. These Billings BHPH dealers provide local customers with vehicles and financing under one roof, helping buyers with credit challenges. The directory includes trusted names like Hertz, Randash Auto Center, and PERFORMANCE AUTO SALES, all with strong customer reviews.

24 dealers4.7 average ratingUpdated Sep 2026

Published · Updated

buy here pay here car dealers in Billings, Montana

How Buy Here Pay Here Works in Billings, MT

Billings BHPH dealers operate with in-house financing and flexible payment schedules tailored to local buyers. Customers typically need a down payment and must agree to regular payments reported to credit bureaus. Comparing Billings dealers involves looking at customer ratings, vehicle selection, and financing terms to find the best fit for your budget and credit situation.

How to choose a dealer in Billings

  • Check customer reviews of Billings BHPH dealers for service quality.
  • Compare vehicle selections at Billings dealers to match your needs.
  • Review in-house financing terms offered by Billings buy here pay here lots.
  • Consider the down payment and payment schedule options in Billings.
  • Verify if Billings dealers report payments to credit bureaus.
  • Visit multiple Billings locations to compare prices and financing.

24 dealers in Billings, MT

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TKO Auto in Billings

TKO Auto

5.0(217 reviews)

TKO Auto is a car dealer in Billings, MT, offering a professional and efficient sales experience for used truck and car buyers.

Hours today
9:00 AM – 5:00 PM
Address
5460 Holiday Ave, Billings, MT 59101
Type
truck dealer, car dealer
+1 406-318-9583TKO Auto details
Hertz in Billings

Hertz

4.9(1,473 reviews)

Hertz is a Billings car and truck dealer offering a no-haggling sales process and on-site vehicle service.

Hours today
9:00 AM – 7:00 PM
Address
2851 King Ave W, Billings, MT 59102
Type
truck dealer, car dealer
+1 406-656-0605Hertz details
Alpha Automotive in Billings

Alpha Automotive

4.9(163 reviews)

Alpha Automotive is a Billings, MT dealership offering new and pre-owned vehicle sales with a focus on a streamlined, customer-friendly buying experience.

Hours today
9:00 AM – 6:00 PM
Address
4840 Laurel Rd, Billings, MT 59101
Type
car dealer
+1 406-371-5758Alpha Automotive details
Auto Outlet in Billings

Auto Outlet

4.9(121 reviews)

Auto Outlet is a highly-rated car dealer in Billings, MT, offering a professional and transparent used vehicle buying experience.

Hours today
9:00 AM – 5:00 PM
Address
750 Broadwater Ave, Billings, MT 59101
Type
car dealer
+1 406-671-6091Auto Outlet details
Freedman Motors in Billings

Freedman Motors

4.8(361 reviews)

Freedman Motors is a Billings, Montana car dealer offering vehicle sales and personalized budget assistance with a 4.8-star customer rating.

Hours today
9:00 AM – 6:00 PM
Address
3819 Montana Ave, Billings, MT 59101
Type
car dealer
+1 406-969-6009Freedman Motors details
Scotties Auto Sales in Billings

Scotties Auto Sales

4.8(196 reviews)

Scotties Auto Sales is a highly-rated car dealership in Billings, Montana, offering quality used vehicles and professional customer service six days a week.

Hours today
10:00 AM – 6:00 PM
Address
1002 First Ave N, Billings, MT 59101
Type
car dealer
+1 406-652-0900Scotties Auto Sales details
Auto Market in Billings

Auto Market

4.8(117 reviews)

Auto Market is a Billings car dealer offering a variety of used and new vehicles with a commitment to customer satisfaction.

Hours today
9:00 AM – 6:00 PM
Address
675 Main St, Billings, MT 59105
Type
car dealer
+1 406-208-4655Auto Market details
Liberty Motors in Billings

Liberty Motors

4.8(88 reviews)

Liberty Motors is a family-owned car dealer in Billings, MT, offering a diverse selection of used vehicles and classic cars.

Hours today
10:00 AM – 6:00 PM
Address
2404 Broadwater Ave, Billings, MT 59102
Type
car dealer
+1 406-702-1072Liberty Motors details
Underriner Motors in Billings

Underriner Motors

4.7(434 reviews)

Underriner Motors is a family-owned dealership in Billings, Montana, providing a wide selection of used cars, trucks, and SUVs with professional service support.

Hours today
9:00 AM – 7:00 PM
Address
3671 Pierce Pkwy, Billings, MT 59106
Type
truck dealer, car dealer
+1 406-255-2364Underriner Motors details
Bob Smith Motors in Billings

Bob Smith Motors

4.7(361 reviews)

Bob Smith Motors is a vehicle dealership and repair center located at 2244 Central Ave in Billings, Montana.

Hours today
9:00 AM – 6:00 PM
Address
2244 Central Ave, Billings, MT 59102
Type
car dealer, truck dealer
+1 406-656-0000Bob Smith Motors details
Randash Auto Center in Billings

Randash Auto Center

4.6(1,108 reviews)

Randash Auto Center is a buy here pay here dealership in Billings, Montana, providing flexible financing options for buyers with challenged credit.

Hours today
9:00 AM – 6:00 PM
Address
5124 Laurel Rd, Billings, MT 59101
Type
car dealer, finance
+1 406-256-6570Randash Auto Center details
Magic City Motors in Billings

Magic City Motors

4.5(118 reviews)

Magic City Motors is a used car and truck dealership in Billings, Montana, offering extended warranties and transparent vehicle inspections.

Hours today
9:00 AM – 6:00 PM
Address
19 S Broadway, Billings, MT 59101
Type
car dealer
+1 406-294-2979Magic City Motors details
AutoMagic in Billings

AutoMagic

4.4(722 reviews)

AutoMagic is a car dealer in Billings, MT, specializing in luxury SUVs and diesel trucks with trade-in and service capabilities.

Hours today
9:00 AM – 6:00 PM
Address
720 First Ave N, Billings, MT 59101
Type
truck dealer, car dealer
+1 406-254-1338AutoMagic details
Car Factory in Billings

Car Factory

4.4(192 reviews)

Car Factory is a used car, truck, and SUV dealer in Billings, Montana, offering financed vehicle sales and customer-focused service.

Hours today
9:00 AM – 5:00 PM
Address
4562 State Ave, Billings, MT 59101
Type
car dealer, truck dealer
+1 406-896-9833Car Factory details

Which Buy Here Pay Here Dealers in Billings Are Rated Highest?

Hertz ranks first among Billings dealers with a 4.9 Google rating from 1,473 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.

#DealerRatingReviewsOpen SundayPhone
1Hertz2851 King Avenue West4.91,473No+1 406-656-0605
2TKO Auto5460 Holiday Avenue5.0217No+1 406-318-9583
3Montana Auto Collective1525 First Avenue North4.8636No+1 406-256-7971
4Alpha Automotive4840 Laurel Road4.9163No+1 406-371-5758
5Freedman Motors3819 Montana Avenue4.8361No+1 406-969-6009
6Auto Outlet750 Broadwater Avenue4.9121No+1 406-671-6091
7Scotties Auto Sales1002 First Avenue North4.8196No+1 406-652-0900
8PERFORMANCE AUTO SALES5002 Laurel Road4.7826No+1 406-868-2193
9Underriner Motors3671 Pierce Parkway4.7434No+1 406-255-2364
10Bob Smith Motors2244 Central Avenue4.7361No+1 406-656-0000

Buy Here Pay Here in Billings: Common Questions

What financing options do buy here pay here dealers in Billings offer?

Billings BHPH dealers offer in-house financing directly to buyers. They set payment schedules and require a down payment, helping customers with various credit backgrounds.

How many buy here pay here dealers are in Billings, MT?

There are more than 12 buy here pay here dealers in Billings, MT, including well-reviewed businesses like Hertz and Randash Auto Center.

Do Billings buy here pay here dealers report to credit bureaus?

Yes, Billings BHPH dealers typically report payment histories to credit bureaus, which can help buyers build or improve their credit.

What do I need to buy from a buy here pay here dealer in Billings?

To buy from a Billings BHPH dealer, you generally need a down payment and must agree to a payment schedule arranged with the dealer.

Buy Here Pay Here Dealers Near Billings

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