#1Buy Here Pay Here Dealers in Portland, ME
Portland, ME features 12+ buy here pay here (BHPH) car dealers offering a variety of used vehicles with in-house financing options. These Portland dealers provide local buyers access to trucks, cars, and SUVs without relying on credit bureaus. Among the listings are well-known dealers like Berlin City Toyota of Portland and Quirk Chevrolet, serving the Portland area with trusted BHPH services. Buy here pay here dealers in Portland work by providing in-house financing directly to buyers, allowing flexible payment schedules tailored to individual budgets. Buyers typically need a down payment and proof of income rather than perfect credit. Comparing Portland BHPH dealers involves reviewing ratings, vehicle selection, payment terms, and customer reviews to find the best fit for your needs.
- 40 dealers
- 1 confirmed BHPH
- 4.5 avg rating
- 38 open now
- $500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Portland
40 dealers in Portland, ME

Maine Street Auto
Financing not verified6.7/10
Maine Street Auto is a family-run car dealer in Cumberland, Maine, providing vehicle sales, maintenance, and detailing services.
- Hours today
- 9:00 AM – 4:00 PM
- Address
- 174 Main St, Cumberland Center, ME 04021
- Type
- car dealer

SAIF AUTO SALES LLC
Financing not verified5.5/10
SAIF AUTO SALES LLC is a car dealership in Portland, ME, offering used vehicle sales with consistent positive customer feedback.
- Hours today
- 11:00 AM – 5:00 PM
- Address
- 965R Forest Ave, Portland, ME 04103
- Type
- car dealer

Maine's Auto Connection
Financing not verified6.5/10
Maine's Auto Connection is a Windham car dealer and repair shop offering professional vehicle sales and on-site maintenance services six days a week.
- Hours today
- 9:00 AM – 9:00 PM
- Address
- 653 Roosevelt Trail, 4 Drive in Ln, Windham, ME 04062
- Type
- car dealer, car repair

Northeast Imports
Financing not verified5.9/10
Northeast Imports is a South Portland car dealer and repair shop specializing in Subaru maintenance and used vehicle sales.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 15 Adams St, South Portland, ME 04106
- Type
- car repair, home goods store

Portland Auto Sales
Financing not verified6.4/10
Portland Auto Sales is a car dealer in Portland, Maine, offering a transparent and professional vehicle purchasing experience.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 140 Riverside St, Portland, ME 04103
- Type
- car dealer

Lee Credit Express
Confirmed BHPH7.6/10
Lee Credit Express is a Westbrook, Maine, buy here pay here dealer providing used vehicle sales and financing for those with troubled credit.
- Hours today
- 8:30 AM – 6:30 PM
- Address
- 200 Main St, Westbrook, ME 04092
- Type
- truck dealer, car dealer

Lex Connection
Financing not verified6.6/10
Lex Connection is a Portland, Maine car dealer and service center specializing in the maintenance and repair of Toyota and Lexus vehicles.
- Hours today
- 8:00 AM – 5:00 PM
- Address
- 429 Warren Ave STE 6, Portland, ME 04103
- Type
- car dealer, service

Performance Motorsports
Financing not verified6.1/10
Performance Motorsports is a car dealer in Raymond, Maine, offering vehicle sales, automotive accessories, and professional installation services.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 1215 Roosevelt Trail, Raymond, ME 04071
- Type
- car dealer

M&G Auto Sales and Repairs
Financing not verified5.9/10
M&G Auto Sales and Repairs is a Portland dealership providing vehicle sales, maintenance, and repair services from their Forest Avenue location.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 1901 Forest Ave Ste 1 + #2, Portland, ME 04103
- Type
- car dealer

Pape Chevrolet
Financing not verified6.2/10
Pape Chevrolet is a South Portland dealer offering new and used vehicles, auto parts, and professional car repair services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 425 Westbrook St, South Portland, ME 04106
- Type
- tire shop, auto parts store

Bill Dodge Pre-Owned Super Center
Financing not verified6.7/10
Bill Dodge Pre-Owned Super Center is a family-run dealership in Westbrook, Maine, offering a wide selection of pre-owned vehicles and customer rewards.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 5 Saunders Way, Westbrook, ME 04092
- Type
- truck dealer, car dealer

Aplus Auto Group
Financing not verified6.6/10
Aplus Auto Group is a Windham, Maine dealership offering used trucks, SUVs, and professional vehicle repair services.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 968 Roosevelt Trail, Windham, ME 04062
- Type
- truck dealer, car dealer

Merlin Motors
Financing not verified6.5/10
Merlin Motors is a Scarborough, ME dealership offering new and used vehicle sales, comprehensive repair services, auto detailing, and a car wash.
- Hours today
- 8:00 AM – 5:30 PM
- Address
- 136 Pleasant Hill Rd, Scarborough, ME 04074
- Type
- car dealer, finance

Lee Dodge Chrysler Jeep Ram
Financing not verified6.6/10
Lee Dodge Chrysler Jeep Ram is a Westbrook, Maine, dealership offering new and used vehicle sales alongside comprehensive service and maintenance.
- Hours today
- 8:30 AM – 6:30 PM
- Address
- 200 Main St Suite 100D, Westbrook, ME 04092
- Type
- truck dealer, finance

Bill Dodge Auto Group
Financing not verified6.6/10
Bill Dodge Auto Group in Westbrook, Maine, is a full-service car and truck dealership offering new vehicle sales, auto parts, and vehicle repair services.
- Hours today
- 8:00 AM – 7:00 PM
- Address
- 2 Saunders Way, Westbrook, ME 04092
- Type
- car dealer, electric vehicle charging station

Rowe Credit Westbrook
Financing not verified5.9/10
Rowe Credit Westbrook is a car dealership in Westbrook, ME, offering in-house financing and a transparent vehicle purchasing process for local customers.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 152 Main St, Westbrook, ME 04092
- Type
- car dealer

Joanne Auto Sales, LLC
Financing not verified6.4/10
Joanne Auto Sales, LLC is a Portland, Maine used-car dealer that offers vehicle sales, auto body work, and repair services.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 965 Forest Ave, Portland, ME 04103
- Type
- car dealer, car repair

Waves Auto (sales & service)
Financing not verified5.7/10
Waves Auto (sales & service) is a Portland, Maine, dealership and repair shop offering vehicle sales and maintenance services six days a week.
- Hours today
- 9:30 AM – 5:00 PM
- Address
- 710 Forest Ave Unit D, Portland, ME 04103
- Type
- car dealer, car repair

A&M Auto Sales and Service
Financing not verified5.2/10
A&M Auto Sales and Service is a car dealer and repair shop located at 669 Main St, Gorham, ME, open Monday through Saturday.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 669 Main St, Gorham, ME 04038
- Type
- car dealer

Berlin City Toyota of Portland
Financing not verified6.5/10
Berlin City Toyota of Portland is a car dealer at 191 Riverside St offering used vehicle sales and professional automotive service.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 191 Riverside St, Portland, ME 04103
- Type
- truck dealer, car dealer
How Many Buy Here Pay Here Dealers Are in Portland, ME?
Portland, Maine has 40 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.5 across 17,819 reviews. 30 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where Portland dealers print a down payment on their website, the median is $500.
Which Areas of Portland Have Buy Here Pay Here Dealers?
27 dealers in the Portland list sit in surrounding towns rather than Portland itself. The areas with the most are Westbrook (8), South Portland (5) and Gorham (3). Pick an area to see only its dealers, with directions from Portland.
How Buy Here Pay Here Works in Portland, ME
What to expect from Portland dealers
How to choose a dealer in Portland
- Check Portland dealer ratings and customer reviews for reliability.
- Compare down payment requirements among Portland BHPH dealerships.
- Look for Portland dealers offering flexible payment schedules.
- Verify the vehicle selection at each Portland buy here pay here dealer.
- Confirm the dealer’s in-house financing terms before visiting Portland locations.
Which Buy Here Pay Here Dealers in Portland Are Rated Highest?
Pape Chevrolet ranks first among Portland dealers with a 4.8 Google rating from 1,248 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Pape Chevrolet425 Westbrook Street | 4.8 | 1,248 | No | +1 207-420-8979 |
| 2 | Maine Street Auto174 Main Street | 5.0 | 112 | No | +1 207-489-9149 |
| 3 | Bill Dodge Pre-Owned Super Center5 Saunders Way | 4.8 | 348 | No | +1 207-854-3200 |
| 4 | Aplus Auto Group968 Roosevelt Trail | 4.8 | 236 | No | +1 207-572-4444 |
| 5 | Lee Dodge Chrysler Jeep Ram200 Main Street | 4.7 | 1,649 | No | +1 207-464-2757 |
| 6 | Bill Dodge Auto Group2 Saunders Way | 4.7 | 1,334 | No | +1 207-854-3200 |
| 7 | Lee Credit Express200 Main Street | 4.9 | 109 | No | +1 207-337-9723 |
| 8 | Lex Connection429 Warren Avenue | 4.9 | 102 | No | +1 207-797-3177 |
| 9 | Performance Motorsports1215 Roosevelt Trail | 4.9 | 80 | No | +1 207-212-7455 |
| 10 | Merlin Motors136 Pleasant Hill Road | 4.8 | 98 | No | +1 207-797-2115 |
Buy Here Pay Here in Portland: Common Questions
What documents do Portland buyers need for buy here pay here financing?
Portland buyers typically need a valid ID, proof of income, and a down payment. These documents help Portland BHPH dealers set up in-house financing without credit checks.
How do payment schedules work with Portland buy here pay here dealers?
Portland buy here pay here dealers offer flexible payment schedules based on buyer income and budget. Payments are made directly to the Portland dealer as part of the in-house financing.
Can Portland buyers trade in their vehicle at buy here pay here dealers?
Many Portland BHPH dealers accept trade-ins to reduce the down payment. Confirm trade-in policies directly with each Portland buy here pay here dealer.
Are credit checks required by buy here pay here dealers in Portland?
Buy here pay here dealers in Portland do not use credit bureaus for approval. Financing is handled in-house based on buyer information and payment ability.
Which Buy Here Pay Here Dealers Are Near Portland?
The nearest cities to Portland with listed dealers are Manchester, NH (76 miles, 56 dealers), Nashua, NH (87 miles, 43 dealers), Lowell, MA (89 miles, 46 dealers), Boston, MA (99 miles, 58 dealers), Brockton, MA (116 miles, 60 dealers) and Worcester, MA (124 miles, 58 dealers). Buyers in Portland often widen the search to these markets when a lot's inventory or down payment does not fit.
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