Buy Here Pay Here Dealers in Portland, ME

Portland, ME features 12+ buy here pay here (BHPH) car dealers offering a variety of used vehicles with in-house financing options. These Portland dealers provide local buyers access to trucks, cars, and SUVs without relying on credit bureaus. Among the listings are well-known dealers like Berlin City Toyota of Portland and Quirk Chevrolet, serving the Portland area with trusted BHPH services. Buy here pay here dealers in Portland work by providing in-house financing directly to buyers, allowing flexible payment schedules tailored to individual budgets. Buyers typically need a down payment and proof of income rather than perfect credit. Comparing Portland BHPH dealers involves reviewing ratings, vehicle selection, payment terms, and customer reviews to find the best fit for your needs.

  • 40 dealers
  • 1 confirmed BHPH
  • 4.5 avg rating
  • 38 open now
  • $500 median down

Published · Updated

Top-Rated Buy Here Pay Here Dealers in Portland

40 dealers in Portland, ME

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Maine Street Auto in Cumberland

Maine Street Auto

5.0(112 reviews)

Financing not verified6.7/10

Maine Street Auto is a family-run car dealer in Cumberland, Maine, providing vehicle sales, maintenance, and detailing services.

Hours today
9:00 AM – 4:00 PM
Address
174 Main St, Cumberland Center, ME 04021
Type
car dealer
SAIF AUTO SALES LLC in Portland

SAIF AUTO SALES LLC

5.0(39 reviews)

Financing not verified5.5/10

SAIF AUTO SALES LLC is a car dealership in Portland, ME, offering used vehicle sales with consistent positive customer feedback.

Hours today
11:00 AM – 5:00 PM
Address
965R Forest Ave, Portland, ME 04103
Type
car dealer
Maine's Auto Connection in Windham

Maine's Auto Connection

5.0(38 reviews)

Financing not verified6.5/10

Maine's Auto Connection is a Windham car dealer and repair shop offering professional vehicle sales and on-site maintenance services six days a week.

Hours today
9:00 AM – 9:00 PM
Address
653 Roosevelt Trail, 4 Drive in Ln, Windham, ME 04062
Type
car dealer, car repair
Northeast Imports in South Portland

Northeast Imports

5.0(31 reviews)

Financing not verified5.9/10

Northeast Imports is a South Portland car dealer and repair shop specializing in Subaru maintenance and used vehicle sales.

Hours today
9:00 AM – 5:00 PM
Address
15 Adams St, South Portland, ME 04106
Type
car repair, home goods store
Portland Auto Sales in Portland

Portland Auto Sales

5.0(24 reviews)

Financing not verified6.4/10

Portland Auto Sales is a car dealer in Portland, Maine, offering a transparent and professional vehicle purchasing experience.

Hours today
9:00 AM – 6:00 PM
Address
140 Riverside St, Portland, ME 04103
Type
car dealer
Lee Credit Express in Westbrook

Lee Credit Express

4.9(109 reviews)

Confirmed BHPH7.6/10

Lee Credit Express is a Westbrook, Maine, buy here pay here dealer providing used vehicle sales and financing for those with troubled credit.

Hours today
8:30 AM – 6:30 PM
Address
200 Main St, Westbrook, ME 04092
Type
truck dealer, car dealer
Lex Connection in Portland

Lex Connection

4.9(102 reviews)

Financing not verified6.6/10

Lex Connection is a Portland, Maine car dealer and service center specializing in the maintenance and repair of Toyota and Lexus vehicles.

Hours today
8:00 AM – 5:00 PM
Address
429 Warren Ave STE 6, Portland, ME 04103
Type
car dealer, service
Performance Motorsports in Raymond

Performance Motorsports

4.9(80 reviews)

Financing not verified6.1/10

Performance Motorsports is a car dealer in Raymond, Maine, offering vehicle sales, automotive accessories, and professional installation services.

Hours today
9:00 AM – 5:00 PM
Address
1215 Roosevelt Trail, Raymond, ME 04071
Type
car dealer
Pape Chevrolet in South Portland

Pape Chevrolet

4.8(1,248 reviews)

Financing not verified6.2/10

Pape Chevrolet is a South Portland dealer offering new and used vehicles, auto parts, and professional car repair services.

Hours today
8:00 AM – 7:00 PM
Address
425 Westbrook St, South Portland, ME 04106
Type
tire shop, auto parts store
Aplus Auto Group in Windham

Aplus Auto Group

4.8(236 reviews)

Financing not verified6.6/10

Aplus Auto Group is a Windham, Maine dealership offering used trucks, SUVs, and professional vehicle repair services.

Hours today
9:00 AM – 6:00 PM
Address
968 Roosevelt Trail, Windham, ME 04062
Type
truck dealer, car dealer
Merlin Motors in Scarborough

Merlin Motors

4.8(98 reviews)

Financing not verified6.5/10

Merlin Motors is a Scarborough, ME dealership offering new and used vehicle sales, comprehensive repair services, auto detailing, and a car wash.

Hours today
8:00 AM – 5:30 PM
Address
136 Pleasant Hill Rd, Scarborough, ME 04074
Type
car dealer, finance
Bill Dodge Auto Group in Westbrook

Bill Dodge Auto Group

4.7(1,334 reviews)

Financing not verified6.6/10

Bill Dodge Auto Group in Westbrook, Maine, is a full-service car and truck dealership offering new vehicle sales, auto parts, and vehicle repair services.

Hours today
8:00 AM – 7:00 PM
Address
2 Saunders Way, Westbrook, ME 04092
Type
car dealer, electric vehicle charging station
Rowe Credit Westbrook in Westbrook

Rowe Credit Westbrook

4.7(81 reviews)

Financing not verified5.9/10

Rowe Credit Westbrook is a car dealership in Westbrook, ME, offering in-house financing and a transparent vehicle purchasing process for local customers.

Hours today
9:00 AM – 5:00 PM
Address
152 Main St, Westbrook, ME 04092
Type
car dealer

How Many Buy Here Pay Here Dealers Are in Portland, ME?

Portland, Maine has 40 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.5 across 17,819 reviews. 30 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where Portland dealers print a down payment on their website, the median is $500.

Which Areas of Portland Have Buy Here Pay Here Dealers?

27 dealers in the Portland list sit in surrounding towns rather than Portland itself. The areas with the most are Westbrook (8), South Portland (5) and Gorham (3). Pick an area to see only its dealers, with directions from Portland.

How Buy Here Pay Here Works in Portland, ME

What to expect from Portland dealers
How to choose a dealer in Portland
  • Check Portland dealer ratings and customer reviews for reliability.
  • Compare down payment requirements among Portland BHPH dealerships.
  • Look for Portland dealers offering flexible payment schedules.
  • Verify the vehicle selection at each Portland buy here pay here dealer.
  • Confirm the dealer’s in-house financing terms before visiting Portland locations.

Which Buy Here Pay Here Dealers in Portland Are Rated Highest?

Pape Chevrolet ranks first among Portland dealers with a 4.8 Google rating from 1,248 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.

#DealerRatingReviewsOpen SundayPhone
1Pape Chevrolet425 Westbrook Street4.81,248No+1 207-420-8979
2Maine Street Auto174 Main Street5.0112No+1 207-489-9149
3Bill Dodge Pre-Owned Super Center5 Saunders Way4.8348No+1 207-854-3200
4Aplus Auto Group968 Roosevelt Trail4.8236No+1 207-572-4444
5Lee Dodge Chrysler Jeep Ram200 Main Street4.71,649No+1 207-464-2757
6Bill Dodge Auto Group2 Saunders Way4.71,334No+1 207-854-3200
7Lee Credit Express200 Main Street4.9109No+1 207-337-9723
8Lex Connection429 Warren Avenue4.9102No+1 207-797-3177
9Performance Motorsports1215 Roosevelt Trail4.980No+1 207-212-7455
10Merlin Motors136 Pleasant Hill Road4.898No+1 207-797-2115

Buy Here Pay Here in Portland: Common Questions

What documents do Portland buyers need for buy here pay here financing?

Portland buyers typically need a valid ID, proof of income, and a down payment. These documents help Portland BHPH dealers set up in-house financing without credit checks.

How do payment schedules work with Portland buy here pay here dealers?

Portland buy here pay here dealers offer flexible payment schedules based on buyer income and budget. Payments are made directly to the Portland dealer as part of the in-house financing.

Can Portland buyers trade in their vehicle at buy here pay here dealers?

Many Portland BHPH dealers accept trade-ins to reduce the down payment. Confirm trade-in policies directly with each Portland buy here pay here dealer.

Are credit checks required by buy here pay here dealers in Portland?

Buy here pay here dealers in Portland do not use credit bureaus for approval. Financing is handled in-house based on buyer information and payment ability.

Which Buy Here Pay Here Dealers Are Near Portland?

The nearest cities to Portland with listed dealers are Manchester, NH (76 miles, 56 dealers), Nashua, NH (87 miles, 43 dealers), Lowell, MA (89 miles, 46 dealers), Boston, MA (99 miles, 58 dealers), Brockton, MA (116 miles, 60 dealers) and Worcester, MA (124 miles, 58 dealers). Buyers in Portland often widen the search to these markets when a lot's inventory or down payment does not fit.

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