#1Buy Here Pay Here Somerville: Local BHPH Car Dealers
Somerville, MA features a growing number of buy here pay here (BHPH) car dealers, with over five local listings available. These dealers, including John's Auto Sales and Somerville Motors, offer used vehicles with in-house financing directly to buyers. Whether you need a car or a truck, Somerville's BHPH dealers provide options suited to various credit situations.
- 5 dealers
- 0 confirmed BHPH
- 4.3 avg rating
- 5 open now
- 2 rated 4.5+
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Somerville
5 dealers in Somerville, MA

Somerville Motors
Financing not verified6.1/10
Somerville Motors is a car dealership in Somerville, Massachusetts, offering new and pre-owned vehicle sales and financing services.
- Hours today
- 9:30 AM – 5:00 PM
- Address
- 182 Washington St, Somerville, MA 02143
- Type
- car dealer

Webster Auto Sales
Financing not verified6/10
Webster Auto Sales is a used car dealership in Somerville, Massachusetts, that operates by appointment and holds a 4.8-star customer rating.
- Hours today
- 10:00 AM – 6:00 PM
- Address
- 61 Prospect St, Somerville, MA 02143
- Type
- car dealer

John's Auto Sales
Financing not verified6.3/10
John's Auto Sales is a Somerville car dealership and repair shop offering pre-owned vehicle sales and comprehensive automotive maintenance services.
- Hours today
- 9:00 AM – 7:00 PM
- Address
- 181 Somerville Ave, Somerville, MA 02143
- Type
- car repair, car dealer

Real Auto Shop Inc
Financing not verified5.5/10
Real Auto Shop Inc is a Somerville car dealer specializing in certified pre-owned vehicles and providing customer financing support.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 463 McGrath Hwy, Somerville, MA 02143
- Type
- car dealer

Broadway Auto Sales
Financing not verified5.4/10
Broadway Auto Sales is a used car and truck dealer in Somerville, MA, offering vehicle financing and registration assistance.
- Hours today
- 10:00 AM – 7:00 PM
- Address
- 525 Broadway, Somerville, MA 02145
- Type
- truck dealer, car dealer
How Many Buy Here Pay Here Dealers Are in Somerville, MA?
Somerville, Massachusetts has 5 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.3 across 944 reviews. 2 dealers score 4.5 or higher with at least 10 reviews. 40% open on Sundays. 5 of them publish a website with their financing terms.
How Buy Here Pay Here Works in Somerville, MA
What to expect from Somerville dealers
Buy here pay here dealers in Somerville work by providing in-house financing, allowing buyers to make payments directly to the dealer instead of third-party lenders. Payment schedules are often flexible to accommodate local buyers' needs. Buyers typically need a down payment and proof of income or residence. Comparing dealers in Somerville involves reviewing their payment terms, vehicle selection, and customer ratings to find the best fit.
How to choose a dealer in Somerville
- Check the Somerville dealer's customer ratings and review counts for reliability.
- Compare in-house financing terms offered by Somerville BHPH dealers.
- Consider the variety of vehicles available at Somerville dealers, including cars and trucks.
- Review the payment schedule options specific to Somerville buy here pay here dealers.
- Verify the required down payment and documentation needed at each Somerville location.
Which Buy Here Pay Here Dealers in Somerville Are Rated Highest?
Somerville Motors ranks first among Somerville dealers with a 4.8 Google rating from 228 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Somerville Motors182 Washington Street | 4.8 | 228 | No | +1 617-764-1394 |
| 2 | Webster Auto Sales61 Prospect Street | 4.8 | 69 | No | +1 617-718-0309 |
| 3 | John's Auto Sales181 Somerville Avenue | 4.2 | 468 | Yes | +1 617-628-5511 |
| 4 | Real Auto Shop Inc463 McGrath Highway | 4.2 | 84 | No | +1 617-764-3802 |
| 5 | Broadway Auto Sales525 Broadway | 3.6 | 95 | Yes | +1 617-201-3396 |
Buy Here Pay Here in Somerville: Common Questions
What documents do I need to buy from a buy here pay here dealer in Somerville?
You generally need a valid ID, proof of income, and proof of residence in Somerville. Dealers require these to process in-house financing.
Can I improve my credit score by buying at a Somerville buy here pay here dealer?
Yes, some Somerville BHPH dealers report payments to credit bureaus, which can help improve your credit with on-time payments.
Do Somerville buy here pay here dealers offer trucks as well as cars?
Yes, dealers like Broadway Auto Sales in Somerville offer both trucks and cars on buy here pay here terms.
How do payment schedules work at Somerville buy here pay here dealers?
Payment schedules at Somerville BHPH dealers are set up directly with the dealer and often offer weekly or biweekly options to fit buyers' budgets.
Which Buy Here Pay Here Dealers Are Near Somerville?
Somerville sits inside the Boston market: the Boston buy here pay here directory lists 58 dealers across the metro, including Malden and Everett.
The nearest cities to Boston with listed dealers are Brockton, MA (19 miles, 60 dealers), Lowell, MA (23 miles, 46 dealers), Nashua, NH (35 miles, 43 dealers), Pawtucket, RI (37 miles, 42 dealers), Worcester, MA (39 miles, 58 dealers) and Providence, RI (41 miles, 30 dealers). Buyers in Somerville often widen the search to these markets when a lot's inventory or down payment does not fit.
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