Buy Here Pay Here Baltimore: Find Trusted BHPH Dealers in Baltimore, MD

Baltimore, MD features more than 12 buy here pay here car dealers offering used cars, trucks, and flexible financing solutions to local buyers. These Baltimore BHPH dealers include well-known names like Easterns Automotive Group, Patriot Autos, and Auto Point Pre Owned. Each dealership provides a range of vehicles alongside in-house financing options tailored to Baltimore's car buyers. Buy here pay here dealers in Baltimore work by providing in-house financing directly to buyers, which means customers make payments to the dealer instead of a third-party lender. Buyers typically provide a down payment and agree to a payment schedule. Baltimore buyers should compare dealers by reviewing vehicle selection, dealer reputation, payment terms, and customer reviews to find the best fit for their needs.

22 dealers4.6 average ratingUpdated Sep 2026

Published · Updated

buy here pay here car dealers in Baltimore, Maryland

How Buy Here Pay Here Works in Baltimore, MD

How to choose a dealer in Baltimore

  • Check Baltimore dealer reviews to gauge customer satisfaction and reliability.
  • Compare in-house financing terms offered by Baltimore BHPH dealers.
  • Look for Baltimore dealerships with a wide selection of vehicles that match your budget.
  • Consider the location of Baltimore dealers for convenient visits and service.
  • Verify the payment schedule options available at Baltimore buy here pay here lots.
  • Review down payment requirements at Baltimore BHPH dealers before deciding.

22 dealers in Baltimore, MD

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M & Z Autosale in Dundalk

M & Z Autosale

5.0(166 reviews)

M & Z Autosale is a family-owned buy here pay here dealer in Dundalk, Maryland, offering reliable used cars with an efficient purchasing process.

Hours today
9:00 AM – 5:00 PM
Address
3930 North Point Blvd, Dundalk, MD 21222
Type
car dealer
LF Autos in Baltimore

LF Autos

4.9(281 reviews)

LF Autos is a pre-owned luxury vehicle dealership in Baltimore, Maryland, offering financing, warranties, and detailing services six days a week.

Hours today
10:00 AM – 4:00 PM
Address
701 W 34th St, Baltimore, MD 21211
Type
car dealer
We Buy Cars MD in Rosedale

We Buy Cars MD

4.9(280 reviews)

We Buy Cars MD is a car dealer in Rosedale, Maryland, offering professional vehicle appraisal and sales services with a 4.9-star customer rating.

Hours today
9:00 AM – 7:00 PM
Address
10101 Philadelphia Rd, Rosedale, MD 21237
Type
car dealer
Autoleader in Baltimore

Autoleader

4.8(581 reviews)

Autoleader is a Baltimore-based car dealership offering a wide selection of pre-owned vehicles and professional customer support six days a week.

Hours today
9:30 AM – 6:00 PM
Address
6207 Reisterstown Rd, Baltimore, MD 21215
Type
car dealer
The In House Finance in Baltimore

The In House Finance

4.8(277 reviews)

The In House Finance is a buy here pay here car dealer in Baltimore, Maryland, offering in-house financing for various credit situations.

Hours today
10:00 AM – 7:00 PM
Address
5001 Belair Rd, B 607 P Street, Oakland, Maryland 21550, 5001 Belair Rd, Baltimore, MD 21206
Type
car dealer
Patriot Autos in Baltimore

Patriot Autos

4.7(1,732 reviews)

Patriot Autos is a Baltimore buy here pay here dealer offering used car and truck sales with in-house financing options.

Hours today
9:30 AM – 7:00 PM
Address
6201 Reisterstown Rd, Baltimore, MD 21215
Type
truck dealer, car dealer
Used Cars of Baltimore in Cockeysville

Used Cars of Baltimore

4.6(375 reviews)

Used Cars of Baltimore is a Cockeysville dealership offering vehicle sales and professional repair services with late evening hours during the work week.

Hours today
10:00 AM – 8:00 PM
Address
10026 York Rd, Cockeysville, MD 21030
Type
truck dealer, car repair
US Motors in Baltimore

US Motors

4.6(321 reviews)

US Motors is a Baltimore buy here pay here dealership offering pre-owned vehicle sales and financing options six days a week.

Hours today
10:00 AM – 6:00 PM
Address
5304 Park Heights Ave, Baltimore, MD 21215
Type
car dealer
M&M Auto Inc. in Baltimore

M&M Auto Inc.

4.6(279 reviews)

M&M Auto Inc. is a Baltimore-based dealer offering used vehicles and financing solutions to help customers secure reliable transportation.

Hours today
9:00 AM – 12:00 PM
Address
6000 B Ritchie Hwy, Baltimore, MD 21225
Type
car dealer
Dynamic Cars Inc in Baltimore

Dynamic Cars Inc

4.6(155 reviews)

Dynamic Cars Inc is a family-owned car dealership in Baltimore, Maryland, offering new and used vehicle sales and maintenance services.

Hours today
9:00 AM – 7:00 PM
Address
2201 N Howard St, Baltimore, MD 21218
Type
car dealer
Dynamic Cars Inc in Baltimore

Dynamic Cars Inc

4.6(147 reviews)

Dynamic Cars Inc is a family-run buy here pay here dealership in Baltimore offering pre-owned vehicles and in-house financing solutions.

Hours today
9:00 AM – 7:00 PM
Address
1404 E Fayette St, Baltimore, MD 21231
Type
car dealer
Bmore Motors in Baltimore

Bmore Motors

4.4(166 reviews)

Bmore Motors is a Baltimore-based used car dealer offering vehicle warranties and a customer-focused buying experience at 6505 Hudson St.

Hours today
9:00 AM – 7:00 PM
Address
6505 Hudson St, Baltimore, MD 21224
Type
car dealer
Bay Motors Inc. in Baltimore

Bay Motors Inc.

4.3(214 reviews)

Bay Motors Inc. is a Baltimore car dealer offering new and used vehicle sales alongside professional auto body and repair services.

Hours today
9:00 AM – 7:00 PM
Address
6200 Belair Rd, Baltimore, MD 21206
Type
car dealer, car repair

Which Buy Here Pay Here Dealers in Baltimore Are Rated Highest?

M & Z Autosale ranks first among Baltimore dealers with a 5.0 Google rating from 166 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.

#DealerRatingReviewsOpen SundayPhone
1M & Z Autosale3930 North Point Boulevard5.0166No+1 502-876-3684
2Auto Point Pre Owned8302 Pulaski Highway4.9318No+1 410-918-1171
3Easterns Automotive Group7916 Pulaski Highway4.87,669Yes+1 301-780-4227
4LF Autos701 West 34th Street4.9281No+1 443-874-7992
5We Buy Cars MD10101 Philadelphia Road4.9280No+1 443-764-9125
6Autoleader6207 Reisterstown Road4.8581No+1 410-318-8535
7The In House Finance5001 Belair Road4.8277No+1 410-929-7053
8Patriot Autos6201 Reisterstown Road4.71,732No+1 410-585-1034
9US Auto Sales and Service6101 Reisterstown Road4.7514No+1 410-585-0800
10Used Cars of Baltimore10026 York Road4.6375No+1 410-656-8787

Buy Here Pay Here in Baltimore: Common Questions

What do buy here pay here dealers in Baltimore offer?

Buy here pay here dealers in Baltimore offer used vehicles with in-house financing directly to buyers. This allows Baltimore customers to make payments to the dealer instead of a bank or credit bureau.

How does in-house financing work at Baltimore BHPH dealers?

In-house financing at Baltimore BHPH dealers means the dealership finances the vehicle purchase and collects payments directly. Buyers typically pay a down payment and follow a payment schedule set by the dealer.

What do Baltimore buyers need to qualify for BHPH financing?

Baltimore buyers generally need a down payment and proof of income to qualify for buy here pay here financing. Credit bureaus are not usually involved in the approval process at Baltimore dealers.

How can I compare buy here pay here dealers in Baltimore?

You can compare Baltimore BHPH dealers by checking their vehicle selection, customer reviews, payment terms, and financing options. Visiting multiple Baltimore dealerships helps find the best fit.

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