#1Gil's Auto Sales
Confirmed BHPH7.8/10
Closed now · today 9:00 AM – 6:00 PM
- From $500 down
- In-house financing
- Bad credit welcome
Buy Here Pay Here Dealers in Phenix City, AL
Phenix City, AL has 12+ buy here pay here (BHPH) car dealers offering a range of used cars, trucks, and SUVs with in-house financing. These local dealers provide options for buyers who need flexible credit solutions and prefer to make payments directly to the dealer. Phenix City BHPH dealers include well-known names like Gil's Auto Sales and Car-Mart of Phenix City, among others.
- 13 dealers
- 2 confirmed BHPH
- 4.2 avg rating
- 0 open now
- $500 median down
Published · Updated
Top-Rated Buy Here Pay Here Dealers in Phenix City
#1
#2
#313 dealers in Phenix City, AL
Red White and Used
Financing not verified5.7/10
Red White and Used is a car dealer in Phenix City, Alabama, offering a transparent and professional vehicle purchasing experience.
- Address
- 4236 Sandfort Rd, Phenix City, AL 36869
- Type
- car dealer
Don Bailey Auto Sales
Financing not verified5.7/10
Don Bailey Auto Sales is a family-owned buy here pay here dealer located in Phenix City, Alabama, offering used car sales six days a week.
- Hours today
- 9:00 AM – 6:30 PM
- Address
- 1106 Broad St, Phenix City, AL 36867
- Type
- car dealer
Carma Automotive
Financing not verified6.2/10
Carma Automotive is a buy here pay here dealership in Phenix City, Alabama, offering used vehicle sales and flexible financing solutions.
- Hours today
- 10:00 AM – 4:30 PM
- Address
- 1712 E 280 Byp, Phenix City, AL 36867
- Type
- car dealer
Gil's Auto Sales
Confirmed BHPH7.8/10
Gil's Auto Sales is a Phenix City buy here pay here dealer providing used vehicle financing for customers with bad or no credit.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 3959 US-80, Phenix City, AL 36870
- Type
- truck dealer, finance
Car-Mart of Phenix City
Financing not verified6.1/10
Car-Mart of Phenix City is a buy here pay here dealership offering used car and truck sales in Phenix City, Alabama.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- By-Pass, 1301 US-280, Phenix City, AL 36867
- Type
- truck dealer, finance
Cars On Credit Inc
Financing not verified5/10
Cars On Credit Inc is a buy here pay here car dealer located at 1218 14th St in Phenix City, Alabama.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 1218 14th St, Phenix City, AL 36867
- Type
- car dealer
Red Dot Motors
Financing not verified5/10
Red Dot Motors is a Phenix City buy here pay here dealership offering vehicle sales and in-house financing options at 1415 14th St.
- Hours today
- 10:00 AM – 5:00 PM
- Address
- 1415 14th St, Phenix City, AL 36867
- Type
- car dealer
Gil's Auto Sales
Confirmed BHPH7.4/10
Gil's Auto Sales is a Phenix City dealership offering used car and truck inventory with financing options for bad or no credit.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 804 22nd Ave, Phenix City, AL 36867
- Type
- truck dealer, finance
S S Motors
Bad-credit financing6.5/10
S S Motors is a buy here pay here dealer in Phenix City, Alabama, offering a diverse inventory of used vehicles and personalized customer service.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 2115 Crawford Rd, Phenix City, AL 36867
- Type
- car dealer
Ronnie Smith Motor Co
Financing not verified4.9/10
Ronnie Smith Motor Co is a buy here pay here dealership in Phenix City, Alabama, offering used vehicles and in-house financing.
- Hours today
- 9:00 AM – 5:00 PM
- Address
- 3750A US-80, Phenix City, AL 36870
- Type
- finance, car dealer
Southern Auto Sales
Financing not verified4.9/10
Southern Auto Sales is a buy here pay here car dealership located at 2502 Crawford Rd in Phenix City, Alabama.
- Hours today
- 9:30 AM – 6:00 PM
- Address
- 2502 Crawford Rd, Phenix City, AL 36867
- Type
- car dealer
Bama Wholesale
Financing not verified5.8/10
Bama Wholesale is a buy here pay here dealer in Phenix City, Alabama, offering used cars, trucks, and SUVs six days a week.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 2907 US-80, Phenix City, AL 36870
- Type
- car dealer, service
Bama Auto Sales
Financing not verified5/10
Bama Auto Sales is a Phenix City buy here pay here dealer offering used vehicle sales with no-credit-check financing options.
- Hours today
- 9:00 AM – 6:00 PM
- Address
- 1603 E 280 Byp, Phenix City, AL 36867
- Type
- car dealer
How Many Buy Here Pay Here Dealers Are in Phenix City, AL?
Phenix City, Alabama has 13 buy here pay here dealers listed on BHPH Finder, with an average Google rating of 4.2 across 1,567 reviews. 2 dealers score 4.5 or higher with at least 10 reviews. 0% open on Sundays. Where Phenix City dealers print a down payment on their website, the median is $500.
How Buy Here Pay Here Works in Phenix City, AL
What to expect from Phenix City dealers
Buy here pay here dealers in Phenix City operate by offering in-house financing where buyers make payments directly to the dealer, often with flexible schedules tailored to individual needs. Buyers typically need a valid ID, proof of income, and a down payment to qualify. Comparing Phenix City BHPH dealers involves looking at ratings, reviews, vehicle selection, and payment terms to find the best fit for your budget and credit situation.
How to choose a dealer in Phenix City
- Check Phenix City dealer ratings and review counts to gauge reliability.
- Compare vehicle selections at Phenix City BHPH dealers to find your preferred model.
- Review in-house financing terms and payment schedules offered locally in Phenix City.
- Confirm down payment requirements with Phenix City dealers before visiting.
- Visit multiple Phenix City BHPH dealers to compare customer service and options.
Which Buy Here Pay Here Dealers in Phenix City Are Rated Highest?
Gil's Auto Sales ranks first among Phenix City dealers with a 4.4 Google rating from 512 reviews. The ranking weighs each dealer's Google rating by its review volume (minimum 10 reviews), so a 4.6 with 800 reviews outranks a 5.0 with 12.
| # | Dealer | Rating | Reviews | Open Sunday | Phone |
|---|---|---|---|---|---|
| 1 | Gil's Auto Sales3959 U.S. 80 | 4.4 | 512 | No | +1 334-297-4885 |
| 2 | Don Bailey Auto Sales1106 Broad Street | 4.5 | 41 | No | +1 334-297-7711 |
| 3 | Carma Automotive1712 East 280 Bypass | 4.5 | 33 | No | +1 334-614-7844 |
| 4 | Car-Mart of Phenix City1301 U.S. 280 | 4.3 | 486 | No | +1 334-298-0536 |
| 5 | Cars On Credit Inc1218 14th Street | 4.2 | 10 | No | +1 334-298-9500 |
| 6 | Red Dot Motors1415 14th Street | 4.2 | 10 | No | +1 334-298-8073 |
| 7 | S S Motors2115 Crawford Road | 4.1 | 17 | No | +1 706-315-3757 |
| 8 | Gil's Auto Sales804 22nd Avenue | 4.1 | 216 | No | +1 334-297-1860 |
| 9 | Southern Auto Sales2502 Crawford Road | 3.9 | 19 | No | +1 334-297-0067 |
| 10 | Ronnie Smith Motor Co3750A U.S. 80 | 3.9 | 53 | No | +1 334-297-1403 |
Buy Here Pay Here in Phenix City: Common Questions
What documents do I need to buy from a buy here pay here dealer in Phenix City?
You need a valid ID, proof of income, and a down payment to purchase from a BHPH dealer in Phenix City. These requirements help the dealer set up your in-house financing agreement.
How does in-house financing work at Phenix City buy here pay here dealers?
In-house financing means you make payments directly to the dealer in Phenix City. Dealers set payment schedules based on your ability to pay without involving credit bureaus.
Are there many buy here pay here dealers in Phenix City, AL?
Yes, there are 12+ buy here pay here dealers in Phenix City, including Gil's Auto Sales and Car-Mart of Phenix City, providing multiple options for buyers.
Can I negotiate payment terms with Phenix City buy here pay here dealers?
Yes, Phenix City BHPH dealers often offer flexible payment schedules that can be discussed and adjusted based on your financial situation.
Which Buy Here Pay Here Dealers Are Near Phenix City?
Phenix City sits inside the Columbus market: the Columbus buy here pay here directory lists 56 dealers across the metro.
The nearest cities to Columbus with listed dealers are Montgomery, AL (77 miles, 55 dealers), Warner Robins, GA (80 miles, 45 dealers), Macon, GA (83 miles, 50 dealers), Atlanta, GA (96 miles, 58 dealers), Birmingham, AL (128 miles, 54 dealers) and Albertville, AL (143 miles, 39 dealers). Buyers in Phenix City often widen the search to these markets when a lot's inventory or down payment does not fit.
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