City Karz
City Karz is a buy here pay here dealership in Indianapolis, Indiana, offering vehicle sales and in-house payment plans to local customers.
Financing not verifiedBHPH Finder score 4.1/10
Open now · closes 6:00 PM3770 W Washington St, Indianapolis, IN 46241Published · Details verified

Google rating
3.0 / 5
Reviews
103
Hours today
9:00 AM – 6:00 PM
Best for
Local buyers seeking in-house financing and direct payment arrangements.
About City Karz
City Karz is a buy here pay here dealer located at 3770 W Washington St in Indianapolis, IN. The dealership specializes in providing vehicle sales to local customers, including options for those seeking in-house financing arrangements. Shoppers can test drive vehicles on-site to verify mileage and quality before purchase.
The business operates six days a week, closing on Sundays to accommodate local schedules. City Karz maintains an on-site shop for vehicle repairs and provides payment plans that allow customers to pay off vehicles within a one-year timeframe. The dealership is accessible via phone at 317-732-5279 for inquiries regarding current inventory or financing terms.
Does City Karz offer in-house financing?
Unknown. Google lists no website for this dealer, so we cannot confirm its financing terms; it appears here because Google returns it for buy here pay here searches in Indianapolis. Call and ask before visiting.
How BHPH Finder scores City Karz: 4.1 out of 10
- Google reputation (3 rating, 103 reviews)
- 4.1 / 6
- Has a website we could read
- 0 / 1
- Financing terms not verified
- 0 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What does City Karz offer?
- Buy here pay here financing
- Vehicle sales
- On-site vehicle repairs
- Test drives
Why customers choose City Karz
Flexible payment arrangements
Variable vehicle quality
On-site repair services
- Located at 3770 W Washington St in Indianapolis
- Open Monday through Friday from 9:00 AM to 6:00 PM
- Saturday hours available from 10:00 AM to 5:00 PM
- On-site repair shop for vehicle maintenance
- In-house payment plans available
When is City Karz open?
| Monday | 9:00 AM – 6:00 PM |
| Tuesday | 9:00 AM – 6:00 PM |
| Wednesday | 9:00 AM – 6:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | 10:00 AM – 5:00 PM |
| Sunday | Closed |
Where is City Karz located?
3770 W Washington St, Indianapolis, IN 46241What do customers say about City Karz?
I have always tried buying their back row cars. Still havnt bought more than a couple from them. Everyone I know that has gotten a car from here has great things to say. Not sure if they moved locations or still at this location but the owner is a great person. Have done business with him multiple times. Thanks for everything.
My husband and I got a car a few years back (Paul) and we had no issues what so ever. They worked with us on payments and our car ran so smooth and amazing. Unfortunately we ended up having it sent back because we could no longer afford it at the time. We would defiantly go back if we was able to with them getting the car back. My only issue would probably be the grouchiness of some of the staff!
The staff was very nice to us when we went there. They were short staffed but did their best to get to everyone as best as possible. The cars are up and down (you have you watch for mileage and quality) but they were nice about letting us drive it as much as we needed. No credit check and card are paid off under a year and if you have any issues in that year they fix it in their own shop. For anyone with credit/financial issues I would definitely recommend it. Go in, see a car u like, drive it, make down payment, its yours!
Not the worst place, but not the best. I bought my car a little over a year ago for $5,000, im currently looking for a new one. My heat never worked, and I was told it would get taken car of. Since its a buy here pay here I wasn't super surprised that I didn't ever get my heat fixed. But there was a point when I had taken my vehicle in for repairs and they had it for nearly 2 months, while I made consistent payments. Just for me to find out the issues weren't fixed. I paid for my power steering to be fixed and for a leak in my radiator to be fixed and both issues still remain. I'm now being told by mechanics that they will not work on my vehicle because it can't be lifted due to heavy rusting, which is also partially my fault because I didn't look under the car when I purchased it. All in all... I don't think the car was worth what I spent. But the people are nice, and they did what the could for me. If you're in a bind, this is a good place to start, but don't expect to leave with a super great deal.
Do not buy your car from here unless it is the absolute last option you have in the world. Once upon a time I wrote a bad review about them and one week where my pay was slightly delayed they took their frustration out on my use of my freedom of speech and repossessed my car the next day talking about you called me this that and the other. Granted I didn't say very nice words but you are here to run your business and you know that the majority of people you sell to strongly dislike doing business with you. Get out of your feelings. Anyway they didn't call me and say hey what's going on. Literally my payment was due on Friday and I didn't get my funds till late Friday night. Didn't think they would trip about a day but they got me. Worst people to do business with. Cars suck and you WILL have to get some type of repair within the first couple of months and I looked up the kbb value of my car. They sold it to me for $4000 and it wasn't worth $700. Don't go in and have to wait. It's dirty, it stinks and their dogs have no training and will jump on you. Sooo yea. The only reason I'm not using 'stronger' language in this review is because I want you all to see this because last time they reported me and had my comment removed. If this is your last resort please look again and then again before doing business with them.
Questions about City Karz
Does City Karz offer in-house financing?
City Karz provides in-house financing options for customers purchasing vehicles. This buy here pay here model allows buyers to make payments directly to the dealership.
Are there repair services at City Karz?
City Karz operates its own repair shop to address vehicle issues. Customers may have repairs performed at this location during the initial ownership period.
What are the business hours for City Karz?
City Karz is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM. The dealership is closed on Sundays.



