Car and Credit Connection
Car and Credit Connection is a buy here pay here dealership in Forest Lake, MN, offering flexible in-house financing and vehicle sales.
Confirmed buy here pay hereBHPH Finder score 6.9/10
Open now · closes 5:00 PM620 Lake St N Ste B, Forest Lake, MN 55025Published · Details verified
Google rating
3.9 / 5
Reviews
32
Hours today
10:00 AM – 5:00 PM
Best for
Buyers needing flexible in-house financing and down payment assistance in Forest Lake.
About Car and Credit Connection
Car and Credit Connection is a buy here pay here dealer at 620 Lake St N Ste B in Forest Lake, MN. The dealership provides vehicle sales and in-house financing options for local customers. It specializes in working with individuals who need flexible payment arrangements and assistance with down payments.
The business maintains regular weekday hours, opening from 10:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. Car and Credit Connection is closed on Saturdays and Sundays. Potential buyers can contact the office directly at 651-797-3205 or visit their website to explore available inventory and financing terms.
Does Car and Credit Connection offer in-house financing?
Yes. Its website (buyherepayhereminnesota.com) advertises in house financing, no credit check, bad credit ok, last checked Sep 13, 2026.
How BHPH Finder scores Car and Credit Connection: 6.9 out of 10
- Google reputation (3.9 rating, 32 reviews)
- 4.9 / 6
- Has a website we could read
- 1 / 1
- Advertises in-house / buy here pay here financing
- 1 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does Car and Credit Connection offer?
- In-house financing
- No credit check
- Bad or no credit welcome
- Warranty offered
What does Car and Credit Connection offer?
- In-house financing
- Used vehicle sales
- Down payment negotiation
- Flexible payment scheduling
Why customers choose Car and Credit Connection
Helpful and professional service
Flexible payment arrangements
Straightforward purchasing process
- Located at 620 Lake St N Ste B in Forest Lake, Minnesota
- Offers in-house financing and down payment negotiation
- Open Monday through Friday with extended hours on Friday
- Maintains a 3.9-star rating based on 32 customer reviews
When is Car and Credit Connection open?
| Monday | 10:00 AM – 5:00 PM |
| Tuesday | 10:00 AM – 5:00 PM |
| Wednesday | 10:00 AM – 5:00 PM |
| Thursday | 10:00 AM – 5:00 PM |
| Friday | 10:00 AM – 6:00 PM |
| Saturday | Closed |
| Sunday | Closed |
Where is Car and Credit Connection located?
620 Lake St N Ste B, Forest Lake, MN 55025What do customers say about Car and Credit Connection?
Jake is amazing, straight forward and genuinely a great guy to work with. I have now purchased two vehicles from him and I appreciate everything he has done for me.
Jake has been a god sent for me and family. Good vehicles, great prices. Willing to work with you as long as you’re willing to do the same. I appreciate him and his business be here. Always been there when we need vehicles. 🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
My son and granddaughter both purchased vehicles just a few weeks apart. They were helpful with negotiating about down payment and financed my granddaughter even though she had only recently moved back to Minnesota. Pleased with our experience with Car and Credit Connection.
Amazing man!!! Right here i had just crashed my car a year ago ...and had very little money foe me and my kids to get around ...and jay .. Have me a chance to show i can him i was an honest mother and person...he got me into a truck ..that was reliable and running great for me and kids i paid the truck this year and he worked with me on payments...he is very reasonable and just all around amazing ..go to jay.. He got you...
Jake was awesome! I highly recommend him he was very easy to talk to , answered all my questions and had me in and out within a hour ! I will definitely be purchasing from him again !
Questions about Car and Credit Connection
Does Car and Credit Connection offer in-house financing?
Car and Credit Connection provides in-house financing options for its customers. The dealership works directly with buyers to negotiate down payments and payment schedules.
What are the operating hours for Car and Credit Connection?
Car and Credit Connection is open Monday through Thursday from 10:00 AM to 5:00 PM and Friday from 10:00 AM to 6:00 PM. The business is closed on weekends.
How can I contact Car and Credit Connection?
Car and Credit Connection can be reached by phone at 651-797-3205. Interested buyers may also visit their website for more information.



