4th Street Auto
4th Street Auto is a Louisville buy here pay here dealership offering in-house financing and trade-ins for used cars, trucks, and SUVs.
Confirmed buy here pay hereBHPH Finder score 7.1/10
Open now · closes 6:00 PM5109 Preston Hwy, Louisville, KY 40213Published · Details verified · Updated
Google rating
4.3 / 5
Reviews
341
Hours today
9:00 AM – 6:00 PM
Best for
Buyers in Louisville seeking used vehicles with in-house financing options.
About 4th Street Auto
4th Street Auto is a buy here pay here dealer at 5109 Preston Hwy in Louisville, Kentucky. The dealership provides used cars, trucks, and SUVs to local customers seeking accessible vehicle financing options. 4th Street Auto specializes in in-house financing, allowing buyers to secure transportation through direct arrangements with the dealership.
This dealership accepts trade-ins as part of the vehicle purchasing process. The business maintains regular operating hours Monday through Saturday, closing on Sundays to accommodate customers during the work week. Prospective buyers can visit the Preston Highway location to view current inventory or discuss payment terms directly with staff.
Does 4th Street Auto offer in-house financing?
Yes. Its website (4thstreetauto.com) advertises in house financing, bad credit ok, trade ins, last checked Sep 8, 2026.
How BHPH Finder scores 4th Street Auto: 7.1 out of 10
- Google reputation (4.3 rating, 341 reviews)
- 5.1 / 6
- Has a website we could read
- 1 / 1
- Advertises in-house / buy here pay here financing
- 1 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does 4th Street Auto offer?
- In-house financing
- Bad or no credit welcome
- Trade-ins accepted
What does 4th Street Auto offer?
- In-house financing
- Used car sales
- Used truck sales
- Used SUV sales
- Trade-ins
Why customers choose 4th Street Auto
Helpful staff interactions
Straightforward purchasing process
Concerns regarding customer service
- Located at 5109 Preston Hwy, Louisville, KY
- Offers in-house financing for used vehicles
- Car, truck, and SUV inventory available
- Open Monday through Saturday
- Accepts trade-ins
When is 4th Street Auto open?
| Monday | 9:00 AM – 6:00 PM |
| Tuesday | 9:00 AM – 6:00 PM |
| Wednesday | 9:00 AM – 6:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | 9:00 AM – 5:00 PM |
| Sunday | Closed |
Where is 4th Street Auto located?
5109 Preston Hwy, Louisville, KY 40213What do customers say about 4th Street Auto?
Thanks Tim for everything From Anthony Holmes Clark county auction sales (delivery driver) you are the only dealership allows the customer to buy a car without full coverages insurance. A understand person go through hardships and allow the customer to upgrade from liability to full coverages at a later date because u have insurance on the lot. Amazing job guys.
Plan and simple they are a great bunch off folks there period! The owner Richard and Bob truly took care off me I love my 08 Tahoe it had some front end issues Richard went out the way to help it really lifted a burden off my shoulders. This is my 2nd vehicle I bought from them and will go back. Go see them for a car truck or suv you won't be disappointed
Bought a 2008 Tahoe. I knew what I was buying and knew there would be small issues I would have to fix when buying a use vehicle. Everyone was honest and professional from start to finish. I am happy with my purchase.
Tim is a great guy, buying process easy and honestly informed about the car itself. I highly recommend¡!
I recently went to get a vehicle from these guys and I felt like they were being very stand offish because I am a black man. No smiles, or hey how are you. The owner was very rude to me. He gave me my deposit back and wouldnt sell me anything. I had $1500 and was willing to go up to $2000. So who turns down that kind of money. They offered me a 2001 beat up Mazda pick up for 8000 plus interest. I went to Approved Auto...I got a 2013 Limited Edition Expedition for 1400 down. It's 2026, there behavior towards me was very unacceptable
Questions about 4th Street Auto
Does 4th Street Auto offer in-house financing?
4th Street Auto offers in-house financing for its inventory of used cars, trucks, and SUVs. This allows customers to arrange payment terms directly through the dealership.
What are the business hours for 4th Street Auto in Louisville?
4th Street Auto is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. The dealership is closed on Sundays.
Can I trade in my current vehicle at 4th Street Auto?
4th Street Auto accepts trade-ins as part of the vehicle buying process. Customers can inquire about trade-in options during their visit to the Preston Highway location.
