Cars and Credit Master
Cars and Credit Master is a buy here pay here dealership in Garland, Texas, providing in-house financing and a large inventory of used vehicles.
Confirmed buy here pay hereBHPH Finder score 7.8/10
Closed now · opens today 10:00 AM4045 Forest Ln, Garland, TX 75042Published · Details verified · Updated
Google rating
4.8 / 5
Reviews
6,548
Hours today
10:00 AM – 7:00 PM
Best for
Buyers with various credit backgrounds seeking in-house financing for used vehicle purchases.
About Cars and Credit Master
Cars and Credit Master is a buy here pay here dealer located at 4045 Forest Ln in Garland, Texas. The dealership offers in-house financing options for customers seeking to purchase used vehicles regardless of their credit history. Their inventory includes a wide selection of cars, and the sales team specializes in guiding buyers through the approval process.
The business maintains consistent operating hours six days a week, from Monday through Saturday, 10:00 AM to 7:00 PM. They are closed on Sundays. Customers can contact the dealership directly at 469-666-1600 or visit their website for more information on current vehicle availability and financing requirements.
Does Cars and Credit Master offer in-house financing?
Yes. Its website (carsmaster.com) advertises in house financing, bad credit ok, low down, last checked Sep 13, 2026.
How BHPH Finder scores Cars and Credit Master: 7.8 out of 10
- Google reputation (4.8 rating, 6,548 reviews)
- 5.8 / 6
- Has a website we could read
- 1 / 1
- Advertises in-house / buy here pay here financing
- 1 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does Cars and Credit Master offer?
- In-house financing
- Bad or no credit welcome
- Warranty offered
- Low or zero down options
What does Cars and Credit Master offer?
- In-house financing
- Used car sales
- Vehicle trade-ins
- Credit approval assistance
Why customers choose Cars and Credit Master
Professional and helpful staff
Smooth and stress-free approval process
Effective assistance for bad credit
- Located at 4045 Forest Ln, Garland, TX 75042
- Open Monday through Saturday from 10:00 AM to 7:00 PM
- Provides in-house financing for used vehicle purchases
- Maintains a 4.8-star rating based on 6,548 reviews
When is Cars and Credit Master open?
| Monday | 10:00 AM – 7:00 PM |
| Tuesday | 10:00 AM – 7:00 PM |
| Wednesday | 10:00 AM – 7:00 PM |
| Thursday | 10:00 AM – 7:00 PM |
| Friday | 10:00 AM – 7:00 PM |
| Saturday | 10:00 AM – 7:00 PM |
| Sunday | Closed |
Where is Cars and Credit Master located?
4045 Forest Ln, Garland, TX 75042What do customers say about Cars and Credit Master?
John Fisher at Cars and Credit Master made buying my used car quick and easy. He was professional, helpful, and answered all my questions. The place is what it advertises. John has great customer service—I highly recommend him if you're in quick need of a car.
Had a great 15/10 experience with John today! Got me in and out with the down payment I agreed upon and the vehicle I came looking for! Go see John asap if you’re looking for a good, reliable vehicle with low miles!
I had a great experience at Cars & Credit Master Dealership. John, my salesman, was extremely helpful from start to finish. He was patient, professional, and made sure I understood every step of the process. He really took the time to work with me and find the best option for my situation, which I truly appreciated. The whole experience was smooth and stress-free. If you’re looking for a vehicle and want someone who actually cares, I definitely recommend asking for John!
I had an amazing experience with Luis. He made the approval process incredibly easy and stress-free. They were patient, answered all my questions, and guided me through every step without any pressure. Super helpful, professional, and friendly. I highly recommend them to anyone looking for a smooth car-buying experience! I got in a nice car with bad credit and 2 repos. Thank you Luis!!
John was amazing! He helped me trade in the car I originally purchased from them in 2024 and got me into my new Benz and I absolutely love it! The whole process was smooth and stress-free. They’re willing to work with anyone as long as you have steady income. Thanks again, John, for making it happen!
Questions about Cars and Credit Master
Does Cars and Credit Master offer in-house financing?
Cars and Credit Master offers in-house financing to assist customers in purchasing a vehicle. This service is designed to help buyers secure a car even with past credit challenges.
What are the business hours for Cars and Credit Master in Garland?
Cars and Credit Master is open Monday through Saturday from 10:00 AM to 7:00 PM. The dealership is closed on Sundays.
Can I trade in a vehicle at Cars and Credit Master?
Cars and Credit Master accepts trade-ins as part of the vehicle purchase process. Customers have successfully traded in previous vehicles purchased from the dealership to upgrade to newer models.
