Gem Cars Inc.
Gem Cars Inc. is a Dallas-based dealership offering used cars, trucks, and in-house financing options to local customers.
Confirmed buy here pay hereBHPH Finder score 7.5/10
Closed now · opens today 10:00 AM12182 Garland Rd, Dallas, TX 75218Published · Details verified
Google rating
4.7 / 5
Reviews
154
Hours today
10:00 AM – 7:00 PM
Best for
Dallas residents seeking used cars or trucks with in-house financing options.
About Gem Cars Inc.
Gem Cars Inc. is a buy here pay here dealer at 12182 Garland Rd in Dallas, Texas. The dealership specializes in the sale of used cars and trucks for local customers. They provide an accessible path to vehicle ownership by offering in-house financing directly to the buyer.
This dealership maintains a consistent schedule, operating from Monday through Friday from 10:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. The business is closed on Sundays. Customers can reach the sales team at 214-521-2040 or visit their website for more information on current inventory and financing services.
Does Gem Cars Inc. offer in-house financing?
Yes. Its website (gemcarsinc.com) advertises in house financing, bad credit ok, trade ins, low down, last checked Sep 8, 2026.
How BHPH Finder scores Gem Cars Inc.: 7.5 out of 10
- Google reputation (4.7 rating, 154 reviews)
- 5.5 / 6
- Has a website we could read
- 1 / 1
- Advertises in-house / buy here pay here financing
- 1 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does Gem Cars Inc. offer?
- In-house financing
- Bad or no credit welcome
- Trade-ins accepted
- Low or zero down options
What does Gem Cars Inc. offer?
- Used car sales
- Used truck sales
- In-house financing
- Vehicle trade-ins
Why customers choose Gem Cars Inc.
Helpful and friendly staff
Easy and quick purchasing process
Reliable vehicle quality
- Located at 12182 Garland Rd, Dallas, TX
- Offers both used cars and trucks
- Provides in-house financing services
- Open six days a week for sales
- Maintains a 4.7-star rating based on 154 reviews
When is Gem Cars Inc. open?
| Monday | 10:00 AM – 7:00 PM |
| Tuesday | 10:00 AM – 7:00 PM |
| Wednesday | 10:00 AM – 7:00 PM |
| Thursday | 10:00 AM – 7:00 PM |
| Friday | 10:00 AM – 7:00 PM |
| Saturday | 9:00 AM – 5:00 PM |
| Sunday | Closed |
Where is Gem Cars Inc. located?
12182 Garland Rd, Dallas, TX 75218What do customers say about Gem Cars Inc.?
I had an excellent experience working with Sebastian while purchasing my car. He made the entire process easy, stress-free, and enjoyable. Sebastian was incredibly patient, took the time to answer all of my questions, and provided clear, helpful information every step of the way. He truly went above and beyond to make sure we found the right vehicle and felt comfortable with our decision. His professionalism, knowledge, and genuine care for his customers really stood out. I highly recommend him to anyone looking for a smooth and positive car-buying experience!
Sebastian was my first impression and was very helpful, friendly, and knowledgeable. He made sure to keep me informed on everything. The ower was very nice and worked with me to get my beautiful automobile. Together with finance they all made buying process easy and fast. Top tier customer service.
The only place I will be buying cars from. I first purchased a car in 2018. Loved it and the price. When I had it nearly paid off I traded it in for something a little bigger since I was having my first baby. I still have that Malibu in amazing condition with no issues. Took my mom here to get a car about 6 months ago and it is treating her well! I just purchased my newest car and love it. You hear a lot about buy her pay here places being overly expensive and sort of scummy. But that’s is not the case here. The owner and all of his staff is WONDERFUL ! They are incredibly easy to work with and make the process easy. Skip the dealership. They aren’t worth it. I’ll recommend this place to anyone and everyone looking to purchase a vehicle.
Great place they truly treat you like family. I’ve bought two trucks from them and both times were quick, painless and affordable what more can you ask for. They’re sales rep. was very helpful in getting you what you want.
This is my second purchase here. First time was a truck this time a car. The staff is very friendly . There's 2 friendly 😺 cats as well. Jake helped us with the sale was very attentive and knowledgeable. I'm very happy with my purchase
Questions about Gem Cars Inc.
Does Gem Cars Inc. offer in-house financing?
Gem Cars Inc. provides in-house financing to assist customers with their vehicle purchases. This service allows buyers to arrange payment plans directly through the dealership.
What types of vehicles does Gem Cars Inc. sell?
Gem Cars Inc. sells a variety of used vehicles including both cars and trucks. Their inventory is updated regularly for local buyers in the Dallas area.
When is Gem Cars Inc. open for business?
Gem Cars Inc. is open Monday through Friday from 10:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. The dealership is closed on Sundays.
