Tio Chuy's Auto Sales
Tio Chuy's Auto Sales is a buy here pay here dealership in Tulsa, Oklahoma, providing vehicle financing options for customers with all credit backgrounds.
Financing not verifiedBHPH Finder score 6.5/10
Open now · closes 7:00 PM440 S Memorial Dr, Tulsa, OK 74112Published · Details verified

Google rating
4.6 / 5
Reviews
479
Hours today
8:30 AM – 7:00 PM
Best for
Buyers with bad or no credit seeking local in-house financing options in Tulsa.
About Tio Chuy's Auto Sales
Tio Chuy's Auto Sales is a buy here pay here dealer at 440 S Memorial Dr in Tulsa, Oklahoma. The dealership specializes in providing vehicle options for customers who have bad credit or no credit history. Staff members work directly with buyers to negotiate down payments and monthly payment plans that fit individual financial situations.
Tio Chuy's Auto Sales maintains a showroom and lot with inventory available for inspection. The business operates six days a week, opening at 8:30 AM and closing at 7:00 PM from Monday through Saturday. Prospective buyers can contact the dealership by phone at 918-794-7161 or visit their website for more information regarding current vehicle stock and financing processes.
Does Tio Chuy's Auto Sales offer in-house financing?
Unknown. We could not read the dealer's website (tiochuys.com) to confirm its financing terms; it appears here because Google returns it for buy here pay here searches in Tulsa. Call and ask before visiting.
How BHPH Finder scores Tio Chuy's Auto Sales: 6.5 out of 10
- Google reputation (4.6 rating, 479 reviews)
- 5.5 / 6
- Has a website we could read
- 1 / 1
- Financing terms not verified
- 0 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does Tio Chuy's Auto Sales offer?
- Warranty offered
What does Tio Chuy's Auto Sales offer?
- Buy here pay here financing
- Bad credit auto loans
- No credit financing
- Vehicle sales
- Payment plan negotiation
Why customers choose Tio Chuy's Auto Sales
Helpful and patient sales staff
Flexible financing for poor credit
Concerns regarding mechanical reliability
- Located at 440 S Memorial Dr, Tulsa, OK
- Open Monday through Saturday, 8:30 AM to 7:00 PM
- Offers financing solutions for bad or no credit applicants
- Maintains a 4.6-star rating based on 479 reviews
When is Tio Chuy's Auto Sales open?
| Monday | 8:30 AM – 7:00 PM |
| Tuesday | 8:30 AM – 7:00 PM |
| Wednesday | 8:30 AM – 7:00 PM |
| Thursday | 8:30 AM – 7:00 PM |
| Friday | 8:30 AM – 7:00 PM |
| Saturday | 8:30 AM – 7:00 PM |
| Sunday | Closed |
Where is Tio Chuy's Auto Sales located?
440 S Memorial Dr, Tulsa, OK 74112What do customers say about Tio Chuy's Auto Sales?
Came in desperate for a new vehicle with not much to put down and they worked with me and was able to get a car and I am so in love than you Javier !!!!!!!!!!!
I came to Tio Chuys after my coworker referred me to them & drove off the lot with exactly what I wanted! Javier was so kind and patient, he worked with me on everything, gave me options, & got me payments that worked for us both! After first being referred to Tio Chuys and then coming myself and being taken care of the way I was I will be sending anyone who mentions they are looking for a car here!
I highly recommend Tio chuys if you have bad or no credit Carla will work with you and negotiate with management in the best way she can. they gave me a second chance with no one else would
Great experience! Xavier did a great job. He explained everything so well and answered all of our questions!
WARNING DO NOT BUY I TOOK MY FIRST REVIEW DOWN BECAUSE I SIGNED A PAPER SAYING THAT IT WAS FIXED. I AM NOW ON MY FOURTH REPAIR SESSION. KIA SORENTO 2018 HAD A MAJOR OIL LEAKED THAT WAS OVERLOOKED OVER SEVERAL ALLEGED INSPECTIONS. I AM NOW STUCK IN TEXAS with a vehicle that has a blown motor. This has truly been a nightmare. I had missed wages and a lot of extra expenses well over what I've paid in payments for this car. Almost double. Best advise ask the dealer if you can take the vehicle to YOUR PROFESSIONAL MECHANIC BEFORE SIGNING PAPERWORK. OVERALL THIS TRIP HAS NOW COST ME WAY MORE THAN WHAT IM GETTING PAID TO DO MY JOB. AS NOW I HAVE TO FIND A WAY BACK HOME! PLEASE SAVE YOURSELF AND DEAL WITH A DEALERSHIP FOR ONE THAT HAS COMPASSION AND THE THE BALLS TO ADMIT THEY WERE INDEED MISLEADING. THIS IS A LEMON AS FAR AS IM CONCERNED AND AM NOW SEEKING LEGAL ADVISE. SIMPLE .... JUS GIVE ME ANOTHER VEHICLE RIGHT????....NO REQUEST DENIED. CAR WAS SAID TO NOT BE IN A WRECK BEFORE BUT DID FIND DAMAGES TO FRONT END CLEARLY IT WAS HIT. SAVE YOU MONEY AND GO ELSEWHERE THIS CAR LOT IS DEF A JOKE. DOOOONNNNNT DO IT!!!!! PLEASE!!!!!! BOUGHT THE VEHICLE IN DEC 2025 AND THIS IS NOW MARCH 2026. THEYVE HAD MY VEHICLE A MONTH OF THOSE THREE MONTHS FOR REPAIRS. YOULL BE PAYING FOR A VEHICLE THAT YOU WONT HAVE SIMPLY. LOOKS DEF CAN BE DECEIVING I DONT CARE HOW GOOD THE CAR LOOKS DO YOUR RESEARCH. HAVE A GOOD DAY LOVES AND GOD BLESS!!!!!! JUS LOST MY HUSBAND AND LIFE HAS BEEN HARD EVER SINCE. THESE PEOPLE LACK COMPASSION FOR THE FINANCIAL SITUATIONS THAT THEY PUT THEIR CUSTOMERS IN!
Questions about Tio Chuy's Auto Sales
Does Tio Chuy's Auto Sales offer in-house financing?
Tio Chuy's Auto Sales functions as a buy here pay here dealership that works with customers who have bad or no credit to secure vehicle financing.
What are the business hours for Tio Chuy's Auto Sales?
Tio Chuy's Auto Sales is open Monday through Saturday from 8:30 AM to 7:00 PM and is closed on Sundays.
Can I negotiate a down payment at Tio Chuy's Auto Sales?
Tio Chuy's Auto Sales staff members work with customers to negotiate down payments and payment plans that align with their financial needs.



