Buy Here Pay Here Paterson
Buy Here Pay Here Paterson is a used car dealer in Paterson, NJ, offering in-house financing and second chance auto loans.
Confirmed buy here pay hereBHPH Finder score 6.7/10
Open now · closes 7:00 PM24 Elm St 1st Floor, Paterson, NJ 07501Published · Details verified

Google rating
5.0 / 5
Reviews
9
Hours today
9:00 AM – 7:00 PM
Best for
Individuals with bad credit seeking accessible in-house vehicle financing in Paterson.
About Buy Here Pay Here Paterson
Buy Here Pay Here Paterson is a buy here pay here dealer at 24 Elm St 1st Floor in Paterson, NJ. The dealership specializes in second chance financing, providing auto loans for individuals who prefer to avoid traditional banking institutions. They maintain an inventory of used cars suitable for daily commuting and professional use.
The dealership operates six days a week, closing on Sundays. Customers can visit the office Monday through Friday from 9:00 AM to 7:00 PM and on Saturday from 9:00 AM to 5:00 PM. The sales team provides transparent documentation regarding interest rates and down payment requirements to streamline the purchasing process.
Does Buy Here Pay Here Paterson offer in-house financing?
Yes. The name says so, and its website (ogmpay-here.shop) advertises in-house financing, last checked Sep 8, 2026.
How BHPH Finder scores Buy Here Pay Here Paterson: 6.7 out of 10
- Google reputation (5 rating, 9 reviews)
- 5.2 / 6
- Has a website we could read
- 0.5 / 1
- Advertises in-house / buy here pay here financing
- 1 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What does Buy Here Pay Here Paterson offer?
- In-house financing
- Second chance financing
- Used car sales
- Bad credit auto loans
Why customers choose Buy Here Pay Here Paterson
Transparent interest documentation
Accessible financing options
Reliable vehicle inventory
- In-house financing available for used car buyers
- Second chance financing options for bad credit
- Open six days a week from Monday to Saturday
- Located at 24 Elm St in central Paterson
When is Buy Here Pay Here Paterson open?
| Monday | 9:00 AM – 7:00 PM |
| Tuesday | 9:00 AM – 7:00 PM |
| Wednesday | 9:00 AM – 7:00 PM |
| Thursday | 9:00 AM – 7:00 PM |
| Friday | 9:00 AM – 7:00 PM |
| Saturday | 9:00 AM – 5:00 PM |
| Sunday | Closed |
Where is Buy Here Pay Here Paterson located?
24 Elm St 1st Floor, Paterson, NJ 07501What do customers say about Buy Here Pay Here Paterson?
Working long hours as a nurse means I absolutely cannot afford to be stranded without a reliable ride. Comparing different buy here pay here car dealerships online led me straight to this office building last Thursday. Their buy here pay here auto sales representative was down-to-earth about the down payment numbers. The suspension handles the rough city streets without any clunking.
Hidden dealership documentation fees were my main worry, but they laid out the interest numbers clearly on a single sheet. Going to a dedicated bad credit car dealer saved me from having to use public transit to get to work this month. The cloth seats are free of any weird stains or tears.
If you’re in Paterson and need car financing without the usual hassle, this place is worth a look. They focus on second chance financing and have a good range of used cars. Easy to get approved, which was a relief.
Checked out their lot on Elm St and was impressed by how many used cars were ready to roll. The buy here pay here model made sense since I didn’t want to mess with banks. The car financing options were straightforward, and they explained in-house financing in a way that made sense. It felt like a legit spot for folks who need bad credit auto loans or just want affordable cars.
My friend works as a delivery driver and needed a reliable set of wheels fast. The car dealership offered vehicle financing that didn’t kill his budget, plus the guaranteed approval for second chance financing was a game changer. Their auto sales section had some surprisingly good quality used cars. Definitely a solid option if you’re in a tight spot with your credit.
Questions about Buy Here Pay Here Paterson
Does Buy Here Pay Here Paterson offer in-house financing?
Buy Here Pay Here Paterson provides in-house financing to help customers secure auto loans without involving traditional banks. The process focuses on straightforward terms and clear documentation of interest rates.
What are the business hours for Buy Here Pay Here Paterson?
Buy Here Pay Here Paterson is open Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. The dealership is closed on Sundays.
Can I get bad credit auto loans at Buy Here Pay Here Paterson?
Buy Here Pay Here Paterson specializes in second chance financing for individuals seeking bad credit auto loans. The dealership aims to make vehicle approval accessible for local residents in need of reliable transportation.


