Buy Here Pay Here NJ
Buy Here Pay Here NJ is an Irvington-based dealership offering in-house financing and pre-owned vehicles for customers with varying credit backgrounds.
Confirmed buy here pay hereBHPH Finder score 7.1/10
Open now · closes 7:00 PM20 Marshall St Apt J01, Irvington, NJ 07111Published · Details verified
Google rating
4.4 / 5
Reviews
7
Hours today
9:00 AM – 7:00 PM
Best for
Local buyers in Irvington needing direct financing regardless of their credit history.
About Buy Here Pay Here NJ
Buy Here Pay Here NJ is a buy here pay here dealer located at 20 Marshall St Apt J01 in Irvington, New Jersey. The dealership specializes in providing in-house financing directly to customers, allowing for vehicle approvals without the need for traditional external lenders. This business model supports buyers who have experienced credit challenges or those who do not wish to rely on standard credit bureau reporting for their auto loan application.
The inventory includes a variety of pre-owned vehicles, such as commuter sedans and SUVs, suitable for local drivers. The financing process focuses on direct verification and consultation, ensuring that customers understand their payment terms. By handling the financing internally, the dealership simplifies the path to vehicle ownership for residents of Irvington and the surrounding area. The location maintains consistent operating hours throughout the week, closing only on Sundays.
Does Buy Here Pay Here NJ offer in-house financing?
Yes. The name says so, and its website (ogmpayhere.shop) advertises in house financing, bad credit ok, weekly payments, last checked Sep 8, 2026.
How BHPH Finder scores Buy Here Pay Here NJ: 7.1 out of 10
- Google reputation (4.4 rating, 7 reviews)
- 5.1 / 6
- Has a website we could read
- 1 / 1
- Advertises in-house / buy here pay here financing
- 1 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does Buy Here Pay Here NJ offer?
- In-house financing
- Bad or no credit welcome
- Weekly or bi-weekly payments
What does Buy Here Pay Here NJ offer?
- In-house financing
- Used car sales
- Bad credit auto loans
- Direct financing approval
Why customers choose Buy Here Pay Here NJ
Professional sales team
Hassle-free financing process
Reliable vehicle selection
- Offers in-house financing directly to customers
- Provides vehicle options for buyers with bad credit history
- Maintains a selection of pre-owned sedans and SUVs
- Open six days a week from Monday through Saturday
When is Buy Here Pay Here NJ open?
| Monday | 9:00 AM – 7:00 PM |
| Tuesday | 9:00 AM – 7:00 PM |
| Wednesday | 9:00 AM – 7:00 PM |
| Thursday | 9:00 AM – 7:00 PM |
| Friday | 9:00 AM – 7:00 PM |
| Saturday | 9:00 AM – 5:00 PM |
| Sunday | Closed |
Where is Buy Here Pay Here NJ located?
20 Marshall St Apt J01, Irvington, NJ 07111What do customers say about Buy Here Pay Here NJ?
The team here provided a very thorough evaluation of my financing application. Our consultation was very detailed and focused heavily on my credit recovery. The transaction was a bit lengthy because we had to verify my references. The results are very practical and the service was entirely professional.
Excellent selection of pre-owned vehicles on the lot. Their in-house financing process was quick and hassle-free.
Struggled to find a ride because most places want a perfect credit history. Looked into their no credit check cars selection and found a great option. The auto sales team was professional and didn't play any typical showroom games. Drove home to Irvington, NJ satisfied.
Was hunting for decent used cars but my credit score is pretty terrible. They handled the car financing directly without shipping my application out to external lenders. Got approved for a clean SUV despite my past bad credit auto loans history.
Bought a reliable commuter sedan from this used card dealer. The buy here pay here system made the process incredibly simple. Glad I stayed in Irvington, NJ.
Questions about Buy Here Pay Here NJ
Does Buy Here Pay Here NJ offer in-house financing?
Buy Here Pay Here NJ provides in-house financing directly to customers without using external lenders.
Can I get a car at Buy Here Pay Here NJ with bad credit?
Buy Here Pay Here NJ approves customers for auto loans despite past bad credit history or low credit scores.
What are the hours of operation for Buy Here Pay Here NJ?
Buy Here Pay Here NJ is open Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM.
