car dealer · Kansas City, MO

Royal Auto Credit

Royal Auto Credit is a Kansas City buy here pay here dealership offering used vehicle sales, in-house financing, and mechanical services.

4.0(129 reviews)

Financing not verifiedBHPH Finder score 5.4/10

Open now · closes 6:00 PM14903 E US Hwy 40, Kansas City, MO 64136

Published · Details verified · Updated

Royal Auto Credit, buy here pay here car dealer in Kansas City, MO

Google rating

4.0 / 5

Reviews

129

Hours today

9:00 AM – 6:00 PM

Best for

Buyers seeking used vehicles with in-house financing and on-site mechanical support.

About Royal Auto Credit

Royal Auto Credit is a buy here pay here dealer located at 14903 E US Hwy 40 in Kansas City, Missouri. The dealership provides used vehicle sales and offers in-house financing options for customers. Their lot features a variety of inventory including trucks, and they maintain an on-site mechanical team to address vehicle issues prior to purchase.

Royal Auto Credit serves customers who require accessible financing solutions and reliable used transportation. The dealership operates Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. Prospective buyers can contact the sales team at 816-612-9351 to inquire about specific inventory or to arrange for vehicle delivery.

Does Royal Auto Credit offer in-house financing?

Unknown. We could not read the dealer's website (royalautocreditkc.com) to confirm its financing terms; it appears here because Google returns it for buy here pay here searches in Kansas City. Call and ask before visiting.

How BHPH Finder scores Royal Auto Credit: 5.4 out of 10
Google reputation (4 rating, 129 reviews)
4.9 / 6
Has a website we could read
0.5 / 1
Financing terms not verified
0 / 1
Prints a down payment figure
0 / 0.5
Says it reports payments to credit bureaus
0 / 0.5
Open on Sundays
0 / 0.25
Verified by the owner
0 / 0.75

The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.

What does Royal Auto Credit offer?

  • In-house financing
  • Used vehicle sales
  • On-site mechanical repairs
  • Truck delivery

Why customers choose Royal Auto Credit

Friendly and informative staff

Easy vehicle purchasing process

Responsive mechanical support

  • In-house financing options available for buyers
  • On-site mechanics perform vehicle inspections and repairs
  • Truck delivery services offered to customers
  • Open six days a week from Monday to Saturday

When is Royal Auto Credit open?

Monday9:00 AM – 6:00 PM
Tuesday9:00 AM – 6:00 PM
Wednesday9:00 AM – 6:00 PM
Thursday9:00 AM – 6:00 PM
Friday9:00 AM – 6:00 PM
Saturday9:00 AM – 4:00 PM
SundayClosed

Where is Royal Auto Credit located?

14903 E US Hwy 40, Kansas City, MO 64136

Open in Google Maps

What do customers say about Royal Auto Credit?

5.0Oncilla Gaming3 months ago

Had an extremely easy time getting into a vehicle. They let you test drive, and take care of any issues the vehicle may have before purchase. The staff was friendly and informative, and the vehicles were in great condition and clean. Would return again if I need another vehicle.

5.0Michael green2 months ago

Greg and Dan Went Above and Beyond to Take Care of Me as a Customer. I recently purchased a 2008 Honda Ridgeline RTL from Royal Auto Credit and want to share my experience — not just about buying the truck, but about what happened after. Right after purchasing the truck I took it to a local shop to get caught up on routine maintenance — something any responsible new owner would do with a used vehicle. During that process the shop discovered a helicoil repair done on the spark plug thread left behind by a previous owner and suggested it needed to be re-done to fit a new plug. Unfortunately the shop performed that repair incorrectly, which caused the truck to require a new cylinder head and piston — turning what should have been a straightforward maintenance visit into a significant engine repair through absolutely no fault of Royal Auto Credit, the truck, or myself. As a buyer with under 100 miles on the truck in 12 days of ownership I reached out to Greg at Royal Auto Credit expecting the worst. Instead I got the opposite. Greg listened to everything, took my concerns seriously, and went to bat for me with owner Dan. Rather than brushing me off with an as-is sale disclaimer — which they had every legal right to do — they brought the truck in, had their own experienced mechanic properly assess the situation, sourced the necessary parts, and covered the overwhelming majority of what became a significant engine repair. The fact that this situation escalated the way it did had nothing to do with Royal Auto Credit and everything to do with a prior undisclosed repair and subsequent negligent work by another shop entirely. Royal Auto Credit stepped up anyway. They didn't have to. They chose to. The communication throughout was honest and straightforward. Greg kept me updated every step of the way and made sure I felt taken care of during what was a genuinely stressful situation. The repair was handled correctly and professionally by their mechanic and I drove away with a truck that runs better than when I bought it. If you're looking for a used car dealer in Kansas City that actually stands behind what they sell and treats customers like people rather than transactions — Royal Auto Credit has earned my trust and my recommendation. Ask for Greg. He's the real deal. Thank you Dan and Greg for doing right by me when you didn't have to. That kind of integrity is rare and it absolutely deserves recognition.

5.0Analiese Jones9 months ago

I just purchased a 2012 Rav 4 from Royal Auto Credit and I had an amazing experience!! The communication was amazing and this was the easiest car buying experience I have ever had! The car was in perfect condition and the few issues I did notice were fixed before purchasing. He even allowed me to put money down to put the car aside until I could actually purchase it. 10/10 would recommend buying a car here!! It’s rare to find a dealership that isn’t trying to screw you over and is genuinely kind!

5.0Trish Johnson4 months ago

I just purchased a 2015 GMC truck from this dealership. I live almost 5 hours away so I had to call them and schedule a day to come see the truck in person. Greg and Dan worked with me over the phone and the whole process was a breeze. Great communication, super friendly, also very helpful on all of my questions, and best of all it was a great deal on this truck.

5.0James Leach4 months ago

I recently bought a vehicle from Royal Auto Credit and I am completely satisfied with my used vehicle!!! Greg is amazing and very friendly!!! Dan took care of my every need in making sure my vehicle has no issues!!! Thank you Royal Auto Credit for a great car buying experience!!! May the Lord Bless you all abundantly!!! Amen!!! I highly recommend this establishment!!!

Questions about Royal Auto Credit

Does Royal Auto Credit offer in-house financing?

Royal Auto Credit provides in-house financing to assist customers with their vehicle purchases. This buy here pay here model allows the dealership to manage the financing process directly on-site.

Are the vehicles at Royal Auto Credit inspected before sale?

Royal Auto Credit utilizes an on-site mechanical team to address and repair vehicle issues prior to finalizing a sale. Staff members work to ensure vehicles are in clean and functional condition for buyers.

What are the business hours for Royal Auto Credit?

Royal Auto Credit is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. The dealership is closed on Sundays.

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