Cars 4 Less Hawaii
Cars 4 Less Hawaii is a buy here pay here dealership in Pearl City, Hawaii, offering vehicle sales and in-house financing options.
Financing not verifiedBHPH Finder score 5.4/10
Open now · closes 7:00 PM402 Kamehameha Hwy, Pearl City, HI 96782Published · Details verified

Google rating
4.0 / 5
Reviews
34
Hours today
10:00 AM – 7:00 PM
Best for
Buyers seeking in-house financing and those with limited or poor credit history.
About Cars 4 Less Hawaii
Cars 4 Less Hawaii is a buy here pay here dealer at 402 Kamehameha Hwy in Pearl City, Hawaii. The dealership provides automotive sales and financing options for local customers. It serves buyers who require flexible payment solutions and those seeking assistance with vehicle financing regardless of credit history.
The dealership operates six days a week, remaining open Monday through Saturday from 10:00 AM to 7:00 PM. Customers can contact the sales team at 808-354-0380 or visit their official website to browse current inventory. The location is closed on Sundays.
Does Cars 4 Less Hawaii offer in-house financing?
Unknown. We could not read the dealer's website (cars4lesshi.com) to confirm its financing terms; it appears here because Google returns it for buy here pay here searches in Pearl City. Call and ask before visiting.
How BHPH Finder scores Cars 4 Less Hawaii: 5.4 out of 10
- Google reputation (4 rating, 34 reviews)
- 4.9 / 6
- Has a website we could read
- 0.5 / 1
- Financing terms not verified
- 0 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What does Cars 4 Less Hawaii offer?
- Buy here pay here financing
- Used vehicle sales
- In-house financing
- Vehicle history disclosure
Why customers choose Cars 4 Less Hawaii
Accessible credit approval
Mixed vehicle reliability reports
- Located at 402 Kamehameha Hwy, Pearl City, HI
- Open Monday through Saturday from 10:00 AM to 7:00 PM
- Specializes in buy here pay here financing
- Accessible by phone at 808-354-0380
When is Cars 4 Less Hawaii open?
| Monday | 10:00 AM – 7:00 PM |
| Tuesday | 10:00 AM – 7:00 PM |
| Wednesday | 10:00 AM – 7:00 PM |
| Thursday | 10:00 AM – 7:00 PM |
| Friday | 10:00 AM – 7:00 PM |
| Saturday | 10:00 AM – 7:00 PM |
| Sunday | Closed |
Where is Cars 4 Less Hawaii located?
402 Kamehameha Hwy, Pearl City, HI 96782What do customers say about Cars 4 Less Hawaii?
Highly satisfied with the service at this dealership. The team made the entire car-buying process simple and transparent. They provided detailed information about the vehicle’s history, features, and financing options. I appreciated their honesty and no-pressure approach. The car was spotless and ready on time. Excellent customer service and fair pricing make this dealer a top choice.
I bought a red 2017 Jeep Wrangler Unlimited 4Door from Setran. I expressed an interest in it and asked him several questions about it and came to a reasonable price over the course of some time. He was consistent with communicating and he had mentioned a possible minor sensor issue with the vehicle without me having to ask. He said he would take care of it on the house if needed. I had a very positive experience with the purchasing process and would recommend him at the dealership!
HANDS DOWN the BEST car lot ESPECIALLY with BAD CREDIT. I was in desperate need for a vehicle with little money down and literally the worst credit. Cars for less had compassion for me and within 30min I got an APPROVAL. I was super discouraged because I just spent the whole day at big car lots getting told “NO can” left and right. Today I am picking up my new car with low miles,low monthly payments,low car insurance and accommodation to my FAMILY. Thank you NEGIN and your dad for giving me a second chance to reestablish my credit.
We bought a vehicle from them roughly 2 months ago around 16k. First week the truck had a butt load of issues.Had to take it back to get it fixed by them. By the first payment on truck, the exhaust manifold goes out on left side. Had a mechanic get under there and tell us it’s definitely a lemon. Just beware if you’re dire straights just go elsewhere. This is not a place you want to deal with if you don’t have other options, was your only working vehicle, and have kids that depend on you to get them around. My husband has been trying to call and still can’t get anyone on the phone. At one point he was going to get a call back, but I’m sure they got super busy and were unable to do so. Not surprising as we were filling out the paperwork to get truck initially they kept sending people to voicemail while we were sitting there that were having car issues as well. Should have been the huge red flag to get up and go elsewhere. Other than the cat and the chickens going in and out of their offices☠️😂They have mechanics there and as with the issue with the first time it went in, it was stuff that was overlooked or they didn’t care about the quality of the vehicle but jacked up the price. On top of the really high payments, we had to have the truck towed twice in a 12 hour period as it completely shut down in morning traffic yesterday. Couldn’t even get it in to shift to pull safely to other side of road. Mind you 3 little kids in the truck as we were on our way to school. This is not connected the exhaust manifold this is a whole new issue. This place isn’t worth the headache and the thousands you will be out in fixing and towing expenses after you get in the vehicle in the first two months of having it. Good luck hope this helps in you’re vehicle search!!
No ho’ohanana. Garbage. Don’t buy here. I originally gave a five star review. HOWEVER I have since learned different. I bought an $8,000 car from them. In the way home it overheated. I had it towed back and they fixed it. So I thought wow, these people are honest. Owner told me if I paid on time for six months I could “have any car on his lot”. So, for six months I paid $350 a month—- early every month — after my $2,500 down payment and literally 2k of repairs into the POS (I knew it was only temporary since I could trade it in after six months) so I stuck with it. When the six months was up it was a different story. Meanwhile the car is narely running. I asked to trade up. He told me the car wouldn’t make it another week (which he was correct) but that I need to quit “changing jobs every five minutes”. I literally got a job offer I couldn’t refuse after working at another place for six months. Meanwhile my credit had improved to a 650 from a 580 when I originally purchased it. I told him to run my credit. He said he didn’t want to “set of red flags” to the credit people and then told me come back in a month. Seriously???? You just said the car wouldn’t make it a week and now I’m to come back? How? On Da Bus? On my way out he told me to go online to fill out a new credit app. Didn’t you just tell me not to? The car I was looking at was 11k. The one he said I would t qualify for. So I left and went to windward Dodge and qualified for a 25k loan on a wonderful car with a warranty. Don’t go here. He’s a liar. He does not honor handshake and does not keep his word. No integrity.
Questions about Cars 4 Less Hawaii
Does Cars 4 Less Hawaii offer in-house financing?
Cars 4 Less Hawaii offers buy here pay here financing to assist customers with their vehicle purchases. This service is designed to help individuals secure a car even when they have poor credit.
What are the operating hours for Cars 4 Less Hawaii?
Cars 4 Less Hawaii is open Monday through Saturday from 10:00 AM to 7:00 PM. The dealership is closed every Sunday.
Where is Cars 4 Less Hawaii located?
Cars 4 Less Hawaii is located at 402 Kamehameha Hwy in Pearl City, Hawaii. The dealership is situated along the main highway for easy access.



