Auto Credit Solutions
Auto Credit Solutions is a used car dealer in Tempe, Arizona, offering vehicle sales, financing options, and short-term leasing for all credit types.
Advertises bad-credit financingBHPH Finder score 7/10
Closed now · opens today 9:00 AM7975 S Autoplex Loop, Tempe, AZ 85284Published · Details verified

Google rating
4.4 / 5
Reviews
130
Hours today
9:00 AM – 9:00 PM
Best for
Car buyers with poor credit seeking accessible vehicle financing and sales.
About Auto Credit Solutions
Auto Credit Solutions is a used car dealer located at 7975 S Autoplex Loop in Tempe, Arizona. The dealership provides used vehicle sales and financing options, including short-term leasing solutions for local drivers. They cater to customers with varying credit backgrounds, focusing on helping individuals secure vehicles despite previous credit challenges.
The business maintains a physical showroom in Tempe and operates seven days a week to accommodate different schedules. Staff members work directly with customers to navigate financing terms and vehicle selection, aiming to provide a non-judgmental environment for car buyers. The dealership leverages relationships with financial institutions to assist clients in obtaining vehicle loans.
Does Auto Credit Solutions offer in-house financing?
Not confirmed as buy here pay here, but its website (autocreditsolutionsaz.com) advertises bad credit ok, last checked Sep 8, 2026. Call before visiting and ask whether the dealer finances in-house.
How BHPH Finder scores Auto Credit Solutions: 7 out of 10
- Google reputation (4.4 rating, 130 reviews)
- 5.2 / 6
- Has a website we could read
- 1 / 1
- Advertises bad-credit, low-down or no-check financing
- 0.5 / 1
- Prints a down payment figure
- 0 / 0.5
- Says it reports payments to credit bureaus
- 0 / 0.5
- Open on Sundays
- 0.25 / 0.25
- Verified by the owner
- 0 / 0.75
The score weighs Google reputation by review volume (up to 6 points) and adds what the dealer's own website verifiably advertises. It is BHPH Finder's editorial rating, not a customer rating. How it works.
What financing does Auto Credit Solutions offer?
- Bad or no credit welcome
- Trade-ins accepted
What does Auto Credit Solutions offer?
- Used car sales
- Vehicle financing
- Short-term leasing
- Credit-challenged financing
Why customers choose Auto Credit Solutions
Professional and patient service
Helpful financing support
Transparent sales process
- Located at 7975 S Autoplex Loop in Tempe, Arizona
- Open seven days a week with extended evening hours
- Offers vehicle financing and short-term leasing options
- Maintains a 4.4-star rating based on 130 customer reviews
When is Auto Credit Solutions open?
| Monday | 9:00 AM – 9:00 PM |
| Tuesday | 9:00 AM – 9:00 PM |
| Wednesday | 9:00 AM – 9:00 PM |
| Thursday | 9:00 AM – 9:00 PM |
| Friday | 9:00 AM – 9:00 PM |
| Saturday | 9:00 AM – 8:00 PM |
| Sunday | 10:00 AM – 6:00 PM |
Where is Auto Credit Solutions located?
7975 S Autoplex Loop, Tempe, AZ 85284What do customers say about Auto Credit Solutions?
Cc and the members of Auto credit solutions were the kindest people I've ever met in the auto financing departments. They were understanding, caring and kind and they helped me through my credit issues to be able to drive away with a vehicle that would help further my business and the mission of second Chance ministry to continue to help out not only the veterans of this world, but those that are suffering from the still-gotten Fates of societies through most of the time, no fault of their own. So thank you. Auto credit for helping me out and helping them out. You guys are aces and we're going to make sure that I tell everybody about you where there's no other solution, they will find one
BIG Capricorn Toni needs 10 💫 I had an amazing experience working Toni! She was professional, patient, and genuinely focused on helping me find the right car—not just making a sale. She took the time to answer all my questions, explained everything clearly, and never made me feel pressured. What really stood out was her awesome personality, honesty and transparency throughout the entire process. She made sure I understood all my options and worked hard to get me a great deal. The whole experience was smooth, stress-free, and actually enjoyable—which is rare when buying a car! If you’re looking for someone who truly cares about their customers and goes above and beyond, I highly recommend asking for Toni TODAY! Toni-Thank you for making sure I didn’t leave without anything & making sure it was the car I desired.
My experience at Tempe Kia was extraordinary. Especially the person who helped me by the name of Toni Davis. My credit is not to good hell not good at all. And I went in there with a certain type of vehicle in mind. And she brought me back to reality, but with the first vehicle, she chose that I could work with. Was the perfect vehicle for me at this time. Her and Big (A-D) made this possible for me. So I am grateful for them and their efforts! Good people good team and will definitely shop with them in the future. Thanks again sincerely ELB
Was a great experience for me , I wasn’t sure what I’d qualify for but I’m super happy with what I got. Great service the loan officer was very helpful friendly and non judgmental of my situation. Would highly recommend giving them a shot.
I had a great experience, honestly it was the best car buying experience ive ever had. Im in my 40s, bought my 1st car at 20 so that says alot! The team really figured out a way to get me the car i wanted, they didnt pressure me into anything. They have strong relations with local banks so they were able to use my bad credit to get me into my dream car. They didnt know i desired a mustang. I knew my situation, so i was willing to take anything but i ended up with a beautiful ruby red mustang that fits me to a T! That you ACS for helping me get into something reliable and cute:) happy Holidays!!!
Questions about Auto Credit Solutions
Does Auto Credit Solutions offer financing for bad credit?
Auto Credit Solutions provides financing options for individuals with poor credit histories. Their staff works to identify loan solutions that fit the specific financial situation of each customer.
What are the operating hours for Auto Credit Solutions in Tempe?
Auto Credit Solutions is open Monday through Friday from 9:00 AM to 9:00 PM, Saturday from 9:00 AM to 8:00 PM, and Sunday from 10:00 AM to 6:00 PM.
What services does Auto Credit Solutions provide?
Auto Credit Solutions offers used car sales, vehicle financing, and short-term leasing. They also assist customers in navigating the car buying process regardless of their credit score.



